Construction Loan Lenders in Indianapolis, Indiana (2026)

Lendersa® provides a list of construction loan lenders in Indianapolis, IN, which includes regional banks, national institutions, and local hard money lenders using private capital for new constructions or major rehabs.

In Indianapolis, IN, lenders calculate the construction cost of a 2,000 square foot home, starting from $175,440 for basic builds to $320,891 for more elaborate projects. Interest rates and loan terms depend on the borrower's financial situation, the LTV, the ARV, and the chosen lender type.

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To meet all your financing needs, Lendersa® employs AI technology to match your loan request with numerous lenders instantly. Discover optimal construction rates for ground-up builds, fix-and-flip ventures, or major renovations on residential and commercial properties across IN.

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Preventing unnecessary inquiries helps protect your credit score. Secure preapproval for a land loan without needing to provide your social security number or sensitive information.

You may qualify for 100% LTV financing by offering additional property as security, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 46218.



Indianapolis Construction Loan Lenders

  • KEMBA Credit Union
  • 444 South Shortridge Rd, Indianapolis, IN, 46219
  • Lends in Indiana
  • On October 9, 1933, KEMBA Indianapolis Credit Union was chartered to serve the employees of the Kroger Company and their families in and around Indianapolis. The credit union was started by a group of Kroger employees who needed a safe place to save and borrow. KEMBA is an acronym for “Kroger Employee Mutual Benefits Association”.

  • The National Bank of Indianapolis
  • 107 N. Pennsylvania St, Suite 700, Indianapolis, IN, 46204
  • Lends in Indiana
  • The National Bank of Indianapolis is the largest locally-owned national bank headquartered in greater Indianapolis. With over $2 Billion in assets, we combine our expertise, local decision-making & tradition of superior service to deliver a full range of banking services to professionals, closely-held businesses & nonprofit organizations.

  • Elements Financial
  • 225 South East Street, Suite 300, Indianapolis, IN, 46202
  • Lends in Indiana
  • "At Elements, we provide a variety of powerful financial products and services through the safe harbor of a consumer-owned credit union. Yet Elements is not just a credit union.

    We are financial wellness providers who promise to help you achieve financial wellness in life with your own money management plan."

  • Indiana Members Credit Union
  • PO Box 47769, Indianapolis, IN, 46247
  • Lends in Indiana
  • Indiana Members Credit Union was established as Indiana University Medical Center Federal Credit Union in 1956 by employees of the Indiana University Medical Center, on what is today’s IUPUI Campus. Established as a member-owned, not-for-profit financial institution, founded on and by the employees of the IU Medical Center.

  • Indiana Local Biz
  • 450 E. 96th Street, Suite 500, Indianapolis, IN, 46240
  • Lends in Indiana
  • We provide small to medium sized business owners working capital throughout the USA. Indiana Local Biz was developed when Mike Wright, one of the founders of Foresight Marketing, was asked by a client to help with a short-term financing issue. Our Small Business Finance Team has over 25 years of experience in small business operation, financing.

  • Foresight Business Funding, LLC
  • 450 E. 96th Street, Suite 500, Indianapolis, IN, 46240
  • Lends in Indiana
  • Biz Fund Finder is affiliated with Foresight Business Funding, LLC. We access a network of over 5000 small business loan, lending partners, throughout the USA. This brings you fast and fair business funding. We also have over 150 Private Funding Sources for Real Estate Funding. Our Small Business Finance Team has over 30 years of experience.

  • Davis Financial Group LLC
  • 3950 Priority Way S Drive, Suite 210, Indianapolis, IN, 46240
  • Lends in Indiana
  • Davis Homes is one of the premier builders of new homes in Central Indiana. Whether you have your own lot, or aren’t sure where to build, the Davis Homes team will work hard to make sure your home building experience is second to none and your final product is the highest in quality.

  • Grandview Lending Inc
  • 8445 Keystone Crossing Blvd, Indianapolis, IN, 46240
  • Lends in Indiana
  • Grandview Lending promotes the American Dream by being one of Indiana's leading mortgage brokers. Our clients receive the most cost-effective, convenient, and customized options for financing and refinancing residential mortgages.Grandview Lending strengthens communities, fosters family, and builds wealth through home ownership.

  • Bright Star Mortgage
  • 11043 Palatka Court, Indianapolis, IN, 46236
  • Lends in Indiana
  • Bright Star Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.