2026 Construction Loan Lenders for Monticello, Indiana

Lendersa® presents a comprehensive list of construction loan lenders in Monticello, IN, including regional banks, national lenders, and local hard money lenders who utilize private funds for your ground-up construction or major rehabs.

In Monticello, IN, constructing a 2,000 square foot home is priced between $174,406 for basic builds and $319,857 for more elaborate projects. Interest rates and loan terms vary based on the borrower's financials, LTV, ARV, and the type of lender selected.

Examine offers from 100 lenders

Exploring the Magic Construction Loan Calculator

Lendersa® harnesses AI technology to seamlessly fulfill all your construction financing requirements by promptly matching your loan requests with numerous construction lenders. You can access excellent construction rates to finance ground-up projects, flips, or substantial rehabs on both residential and commercial properties throughout IN.

Locate Construction Loan Lenders Nearby

To maintain a healthy credit score, avoid unnecessary inquiries. Preapproval for your land loan is achievable without revealing your social security number or sensitive financial details.

If you agree to pledge additional property as security, you may qualify for 100% LTV (Loan-to-Value) financing using a blanket loan.

Use the Lendersa® land loan calculator to identify lenders offering vacant land loans in zip codes 47960.



Monticello Construction Loan Lenders

  • Bank of Wolcott
  • 105 North Range Street, Wolcott, IN, 47995
  • Lends in Indiana
  • Bank of Wolcott has been proudly serving local communities with the knowledge, experience, and financial resources to assist our customers in meeting their financial goals and objectives. Today, just as when we opened our doors in 1944, Bank of Wolcott is an independently owned community bank making decisions.

  • Alliance Bank Indiana
  • 101 W Montgomery St, Francesville, IN, 47946
  • Lends in Indiana
  • Alliance Bank is to be the bank of choice for businesses, professionals, & individuals with a desire for relationship-driven financial planning, services, & products. We strive to present our clients with the personalized attention they deserve, the financial expertise they demand, & the resources they expect from their locally owned, independent.

  • First Federal Savings Bank
  • 301 E 9th Street, Rochester, IN, 46975
  • Lends in Indiana
  • First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.

  • Purdue Federal Credit Union
  • 1725 Veterans Memorial Pkwy S, Lafayette, IN, 47909
  • Lends in Indiana
  • Purdue University Employees Credit Union was founded in 1969 by a group of university employees. Put simply, they wanted a place where they, their families and fellow employees could save and borrow money safely, confidentially, & at a fair rate of interest. Through its 10 full-service branches, three satellite branches & digital banking services.

  • Community State Bank
  • 224 W Main St, Brook, IN, 47922
  • Lends in Indiana
  • We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years. Visit our page often for community news and discussion as well as important bank announcements.Facebook page. We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years.

  • Community First Bank of Indiana
  • 201 West Sycamore Street, Kokomo, IN, 46901
  • Lends in Indiana
  • Providing exceptional financial products and outstanding customer service is our commitment! As a locally owned & operated bank, at Community First Bank of Indiana we view our client as much more than an account, it’s a know-you-by-name relationship.Our team of expert bankers in central Indiana are here to help with all of your checking and saving.

  • Financial Builders Federal Credit Union
  • 2828 South Lafountain Street, Kokomo, IN, 46902
  • Lends in Indiana
  • Financial Builders was founded in 1964 for Chrysler Employees. The Credit Union elected seven members to become board members from Chrysler who helped run the credit union in a little storefront building with two office personnel.In 1978 we built the beautiful building we have today housing 28 employees and serving members

  • City of Firsts Community FCU
  • 1120 South Main Street, Kokomo, IN, 46902
  • Lends in Indiana
  • City of Firsts Community Federal Credit Union, formerly known as Kokomo School Employees Federal Credit Union, was established in 1938 by Mr. Charles Franklin. As Kokomo School Employees FCU, we serviced the employees of Kokomo Consolidated School Corp. and its family members. In 2006, City of Firsts FCU received permission from the National Credit

  • Home National Bank
  • 117 E Main Street, Thorntown, IN, 46071
  • Lends in Indiana
  • Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.