Monticello, Indiana Construction loan lenders AI selection 2026

Lendersa® presents a comprehensive list of construction loan lenders in Monticello, IN, including regional banks, national lenders, and local hard money lenders who utilize private funds for your ground-up construction or major rehabs.

In Monticello, IN, constructing a 2,000 square foot home is priced between $174,406 for basic builds and $319,857 for more elaborate projects. Interest rates and loan terms vary based on the borrower's financials, LTV, ARV, and the type of lender selected.

Examine offers from 100 lenders

Exploring the Magic Construction Loan Calculator

Lendersa® harnesses AI technology to seamlessly fulfill all your construction financing requirements by promptly matching your loan requests with numerous construction lenders. You can access excellent construction rates to finance ground-up projects, flips, or substantial rehabs on both residential and commercial properties throughout IN.

Locate Construction Loan Lenders Nearby

To maintain a healthy credit score, avoid unnecessary inquiries. Preapproval for your land loan is achievable without revealing your social security number or sensitive financial details.

If you agree to pledge additional property as security, you may qualify for 100% LTV (Loan-to-Value) financing using a blanket loan.

Use the Lendersa® land loan calculator to identify lenders offering vacant land loans in zip codes 47960.



  • Grandview Lending Inc
  • 8445 Keystone Crossing Blvd, Indianapolis, IN, 46240
  • Grandview Lending promotes the American Dream by being one of Indiana's leading mortgage brokers. Our clients receive the most cost-effective, convenient, and customized options for financing and refinancing residential mortgages.Grandview Lending strengthens communities, fosters family, and builds wealth through home ownership.

  • Notre Dame Federal Credit Union
  • 1828 Moreau Dr, Notre Dame, IN, 46556
  • Notre Dame Federal Credit Union was born on a sunny afternoon in May 1941, during the course of a conversation at a small tavern off of Notre Dame Avenue. From our humble beginnings operating out of the night watchman's office in the Main Building on the campus of the University of Notre Dame,

  • First National Bank of Illinois
  • 3256 Ridge Rd, Lansing, IL, 60438
  • First National Bank of Illinois offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.

  • FORUM Credit Union
  • 11313 USA Parkway, Fishers, IN, 46037
  • FORUM Credit Union is a financial cooperative providing products and services to meet the needs of our members with innovation and care. FORUM provides services such as free checking accounts, free online bill pay, home equity loans, mortgages, business accounts and auto loans. We offer convenient branch locations in the Indianapolis area.

  • Bildwise
  • 10100 Lantern Rd #125, Fishers, IN, 46037
  • Bildwise provides the tools for fix/flip & buy/hold type investment strategies. We connect remote investors with fully vetted and proven contractors, then we coordinate all parties involved in the rehab project.

    We assist you throughout the rehabilitation and/or renovation project. Our coordinators are your boots on the ground.

  • TLCU Financial
  • 1816 N Main Street, Mishawaka, IN, 46545
  • TLCU Financial has grown into a modern credit union that focuses on meeting our members’ needs. Now, all residents in LaGrange, Marshall, Elkhart and St. Joseph County can join TLCU Financial, or anyone with a family member with an existing TLCU account. Employees from our Select Employee Groups can also become members.

  • Interra Credit Union
  • 300 W Lincoln Ave, Goshen, IN, 46526
  • At Interra Credit Union, we believe it is important to give life to the words – to “walk the talk” in the products and services we provide and in the way we serve our members. We believe that we are also part of a “bigger picture” in the credit union movement. And, we believe we need to give back to our communities for the privilege

  • Royalty Elite Mortgage Corp
  • 19624 Governors Highway, Suite 1, Flossmoor, IL, 60422
  • Royalty Elite Mortgage Corp. is a Residential/Commercial mortgage brokerage company based in Flossmoor, Illinois. We serve as a premier provider of financial and strategic support for all of your real estate financing needs. Your home mortgage is a major financial commitment, and one of the most important decisions you'll make.

  • 1st Signature Lending
  • 9800 Crosspoint Blvd, Suite 300, Indianapolis, IN, 46256
  • "1st Signature Lending is a unique mortgage company with the borrower's interest in mind.
    At 1st Signature Lending we believe our staff should work to meet and exceed the expectations of our borrowers. By keeping the needs of our borrowers in mind throughout the process, we are creating satisfied customers one day at a time."

  • State Bank of Herscher
  • 10 Tobey Drive, Herscher, IL, 60941
  • The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.

  • Bright Star Mortgage
  • 11043 Palatka Court, Indianapolis, IN, 46236
  • Bright Star Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.