2026 Construction Loan Lenders for Rochester, Indiana

Lendersa® offers a directory of construction loan lenders in Rochester, IN, including regional and national banks, plus local hard money lenders, using private money for your construction or major rehab needs.

In Rochester, IN, building a 2,000-square-foot home costs between $174,318 for basic contracts and $319,769 for more elaborate projects. Interest rates and loan terms vary based on the borrower's financials, LTV, ARV, and the type of lender chosen.

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Lendersa® uses AI to match your financing needs with many construction lenders, ensuring complete service. Discover competitive construction rates for funding new builds, flips, or major rehabs on residential and commercial properties in IN.

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To protect your credit score, avoid unnecessary inquiries. Get preapproved for a land loan without sharing your social security number or sensitive information.

You could qualify for 100% LTV financing by pledging extra property as security under a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 46975.



Rochester Construction Loan Lenders

  • First Federal Savings Bank
  • 301 E 9th Street, Rochester, IN, 46975
  • Lends in Indiana
  • First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.

  • Crossroads Bank
  • 1205 N Cass Street, Wabash, IN, 46992
  • Lends in Indiana
  • Crossroads Bank gives customers a wide range of financial products and services to help them achieve their financial goals. Our customers can be sure that we will always be ready to provide careful stewardship of their money, honest answers and a sincere commitment to their financial success. By building strong, personal customer.

  • Beacon Credit Union- IN
  • 586 S Wabash Street, Wabash, IN, 46992
  • Lends in Indiana
  • In 1931, a group of seventy-five farmers in Wabash County, Indiana joined together to form their own financial cooperative. This group of leaders'​ simple vision was to provide savings and dependable loan programs, particularly to farmers, in the area. Beacon Credit Union has remained a leader in serving the agricultural community.

  • Alliance Bank Indiana
  • 101 W Montgomery St, Francesville, IN, 47946
  • Lends in Indiana
  • Alliance Bank is to be the bank of choice for businesses, professionals, & individuals with a desire for relationship-driven financial planning, services, & products. We strive to present our clients with the personalized attention they deserve, the financial expertise they demand, & the resources they expect from their locally owned, independent.

  • Community First Bank of Indiana
  • 201 West Sycamore Street, Kokomo, IN, 46901
  • Lends in Indiana
  • Providing exceptional financial products and outstanding customer service is our commitment! As a locally owned & operated bank, at Community First Bank of Indiana we view our client as much more than an account, it’s a know-you-by-name relationship.Our team of expert bankers in central Indiana are here to help with all of your checking and saving.

  • Interra Credit Union
  • 300 W Lincoln Ave, Goshen, IN, 46526
  • Lends in Indiana
  • At Interra Credit Union, we believe it is important to give life to the words – to “walk the talk” in the products and services we provide and in the way we serve our members. We believe that we are also part of a “bigger picture” in the credit union movement. And, we believe we need to give back to our communities for the privilege

  • Financial Builders Federal Credit Union
  • 2828 South Lafountain Street, Kokomo, IN, 46902
  • Lends in Indiana
  • Financial Builders was founded in 1964 for Chrysler Employees. The Credit Union elected seven members to become board members from Chrysler who helped run the credit union in a little storefront building with two office personnel.In 1978 we built the beautiful building we have today housing 28 employees and serving members

  • City of Firsts Community FCU
  • 1120 South Main Street, Kokomo, IN, 46902
  • Lends in Indiana
  • City of Firsts Community Federal Credit Union, formerly known as Kokomo School Employees Federal Credit Union, was established in 1938 by Mr. Charles Franklin. As Kokomo School Employees FCU, we serviced the employees of Kokomo Consolidated School Corp. and its family members. In 2006, City of Firsts FCU received permission from the National Credit

  • CommunityWide Federal Credit Union
  • 1555 W Western Avenue, South Bend, IN, 46619
  • Lends in Indiana
  • CommunityWide Federal Credit Union was founded in September of 1967 as the West Washington Association Federal Credit Union. It was established with the primary purpose of providing high value financial services to persons of modest means in the near west side of South Bend, including financial counseling and education.