2026 Construction Loans in Richmond, Indiana

Lendersa® offers a list of construction loan lenders in Richmond, IN, featuring regional banks, national lenders, and local hard money lenders that utilize private funds for ground-up construction or major rehabs.

Lenders in Richmond, IN, estimate the construction cost for a 2,000 square foot home, ranging from $175,176 for basic builds to $320,627 for more upscale constructions. Interest rates and loan terms vary depending on the borrower's financials, LTV, ARV, and the type of lender selected.

The magic construction loan calculator

To fulfill all your construction financing needs, Lendersa® AI technology matches your loan request with numerous construction lenders instantly. Discover the best construction rates to fund ground-up construction, fix-and-flip, or major rehabilitation projects on residential and commercial properties in IN.

Construction loan lenders near you?

Avoiding unnecessary inquiries helps maintain your credit score. Get preapproved for a land loan without needing to provide your social security number or any sensitive financial data.

You might qualify for 100% LTV financing by pledging additional property as collateral, a method known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 47374.

Richmond Construction Loan Lenders
(765) 962-2581 Lender's profile and map First Bank Richmond, National Association 20 North 9th Street, Richmond, IN, 47374 Lends in Indiana First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
(765) 962-2561 Lender's profile and map Natco Credit Union 582 South Round Barn Road, Richmond, IN, 47374 Lends in Indiana Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.
(765) 935-5222 Lender's profile and map Wayne Bank 145 W Main St, Cambridge City, IN, 47327 Lends in Indiana Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,
(765) 732-3022 Lender's profile and map The Bath State Bank 3095 Bath Road, Bath, IN, 47010 Lends in Indiana "At Bath State Bank, our community extends beyond the Indiana ""town limits"" of Bath, West College Corner and Liberty. We support numerous endeavors and volunteer with various organizations in Indiana and Ohio to help build a stronger community. We are ""The Bank by the Side of the Road that is Always a Friend."""
(888) 529-5450 Lender's profile and map Citizens State Bank 1238 Broad St, New Castle, IN, 47362 Lends in Indiana Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.