3 Construction Loan Lenders in Columbus, Kansas in 2026

The Lendersa® directory of construction loan lenders in Columbus, KS, features regional banks, national lenders, and local hard money lenders who uses private funds for your ground-up construction or major rehab projects.

In Columbus, KS, lenders estimate the cost to build a 2,000 square foot home ranges from $164,717 for basic constructs to $302,784 for more elaborate designs. Interest rates and loan terms vary, depending on borrower's financials, LTV (Loan-to-Value), ARV (After Repair Value), and the chosen lender.

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You could qualify for 100% LTV financing by pledging additional property - a blanket loan agreement is required.

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Columbus Construction Loan Lenders

  • The Baxter State Bank
  • 1401 Military Avenue, Baxter Springs, KS, 66713
  • Lends in Kansas
  • The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County.

    In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.

  • Kansas Teachers Community Credit Union
  • 416 North Broadway Street, Pittsburg, KS, 66762
  • Lends in Kansas
  • Kansas Teachers Community Credit Union has been open since 1949. It's the 15th largest credit union in Kansas with assets totaling $136.7 Million and providing banking services to more than 13,000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • Labette Bank
  • PO Box 497, Altamont, KS, 67330
  • Lends in Kansas
  • Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas.

    Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.

  • The City State Bank
  • 1012 Highway 69, Fort Scott, KS, 66701
  • Lends in Kansas
  • City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.

  • FIRSTOAK BANK
  • 113 N. Penn Ave, Independence, KS, 67301
  • Lends in Kansas
  • FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.

  • Patriots Bank
  • 131 East 4th Ave., Garnett, KS, 66032
  • Lends in Kansas
  • Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you

  • First Option Bank
  • 502 Market Street, La Cygne, KS, 66040
  • Lends in Kansas
  • In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.

Also lends in Kansas

  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans

  • Arvest Mortgage
  • PO Box 799, Lowell, AR, 72745
  • Arvest is one of commitment started by our founders, an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks able to provide a complete range of financial services. Arvest has more than 200 banking locations that are part of 14 locally managed banks.

  • Oakstar Bank
  • 1020 E Battlefield, Springfield, MO, 65807
  • OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.