2026 Construction Loan Lenders for Hugoton, Kansas

The Lendersa® list of construction loan lenders in Hugoton, KS, includes regional banks, national lenders, and local hard money lenders who utilize private funds for your ground-up construction or major rehab projects.

In Hugoton, KS, lenders estimate costs for building a 2,000 square foot home range from $164,860 for basic construction to $302,927 for more luxurious options. Interest rates and loan terms vary based on the borrower's financial details, LTV (loan-to-value), ARV (after-repair value), and the lender type selected.

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Lendersa® AI technology efficiently matches your loan requests with a broad array of construction lenders, ensuring all your financing needs are covered. Discover prime construction rates for new builds, fix-and-flip, or major rehabs for both residential and commercial properties in KS.

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By using additional property as collateral, you may qualify for 100% LTV financing through a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within the zip codes 67951.



Hugoton Construction Loan Lenders

  • Grant County Bank
  • 201 South Main Street, Ulysses, KS, 67880
  • Lends in Kansas
  • The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.

  • Centera Bank
  • 119 South Inman Street, Sublette, KS, 67877
  • Lends in Kansas
  • Centera Bank was originally chartered in 1937 under the name of The Haskell County State Bank. The original bank originated from the merger of three banks: Copeland State Bank, Satanta State Bank and Santa Fe State Bank. It was locally owned from 1937 to 1977. In 1977 a one-bank holding company, Santa Fe Trail Banc Shares, Inc, was formed.

  • The Valley State Bank
  • 110 W Ave B, Syracuse, KS, 67878
  • Lends in Kansas
  • Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area.

    John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.

  • First National Bank of Syracuse
  • 11 N. Main, Syracuse, KS, 67878
  • Lends in Kansas
  • First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,

  • Security State Bank
  • 117 North 4th Street, Leoti, KS, 67861
  • Lends in Kansas
  • Security State Bank is a full-service community bank located in Scott County, Kansas. On April 24, 1961, Security State Bank of Scott City opened its doors to the public with capital and surplus of $150 thousand dollars. Today the bank’s total assets are over $300 million dollars with total capital in excess of $44 million dollars.