Berea, Kentucky Construction loan lenders AI selection 2025

The Lendersa® directory in Berea, KY, lists construction loan lenders including regional banks, national lenders, and local hard money lenders, all using private funds for ground-up construction or major renovations.

In Berea, KY, lenders estimate costs for constructing a 2,000-square-foot home to range from $224,167 for standard builds to $406,769 for more lavish ones. Interest rates and terms vary based on financial health, loan-to-value (LTV) ratio, after-repair value (ARV), and lender choice.

Explore offers from 100 lenders to find the best fit.

Your Essential Construction Loan Calculator

Lendersa® uses AI technology to match your needs with numerous construction lenders, ensuring all financing demands are met. Find optimal construction rates for funding ground-up projects, fix-and-flip initiatives, or major rehabs for residential and commercial properties in KY.

Local Construction Loan Lenders

Reduce credit score impacts by avoiding unnecessary inquiries. Secure preapproval for a land loan without providing your social security number or sensitive financial details.

Eligible for 100% LTV financing? Collateralize with additional property under a blanket loan agreement.

Use the Lendersa® land loan calculator to pinpoint vacant land loan lenders in ZIP codes 40404, 40403, simplifying your search for necessary lending solutions.



  • Downeast Credit Union
  • 23 Third Avenue, Baileyville, ME, 04694
  • Downeast Credit Union was founded in 1941 by employees of St. Croix Pulp and Paper Company. Since then, DECU has grown to over 20, 000 members sharing the common bond with those who live, work, worship, attend school, or conduct business in Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties.
  • First National Bank in Philip
  • 103 East Oak Street, Philip, SD, 57567
  • First National Bank in Philip has, for over 110 years, served a large part of western South Dakota by providing quality banking based on customer service. We are proud that some relationships started three generations ago continue today. When you walk into our lobby, you will certainly be met with a smile.
  • NavyArmy Community Credit Union- Real Estate Center
  • PO Box 81349, Corpus Christi, TX, 78468
  • NavyArmy Community Credit Union provides products to achieve your financial goals: free and interest-bearing checking accounts, savings such as CDs and IRAs, auto loans, and many types of home loans. NavyArmy offers what you expect from a bank- but it's so much more. Our members earn more interest, rewards, and the loans they deserve.
  • First Community Bank Texas
  • 416 North Water Street, Corpus Christi, TX, 78401
  • First Community Bank is a traditional community bank — our employees are shareholders of the bank, which means they have a personal interest in creating satisfied customers. We are rooted in South Texas, and we know, understand and serve the residents and businesses of the Coastal Bend at 10 convenient bank locations.
  • The First State Bank
  • 402 9th Street, Abernathy, TX, 79311
  • On December 17, 1909, First State Bank of Abernathy opened for business with capital of $10,000. Deposits the first day were $2,214.90. The seven original stockholders were W.A. Shelton, C.A. Burrus, W.H. Ragland, S.R. Merrill, N.C. Hix, Vince Stambaugh & Dr. M.C. Overton, the famous pioneer doctor whose name is still seen all over nearby Lubbock.
  • ValueBank Texas
  • 3649 Leopard Street, Corpus Christi, TX, 78408
  • We are proud of who we are and our communities where we bank and work. ValueBank Texas is an independent, locally owned community bank that has been serving our customers since 1967. We like to say that we are in the “people business” and there is no business more important to us than your business. We call our customers friends. Our driving force
  • Trans Texas Southwest Credit Union
  • 3401 Loop 306, San Angelo, TX, 76904
  • The mission of Trans Texas Southwest Credit Union is to provide quality financial services to our members through the offering of deposit accounts to meet investment needs and to insure the availability of a competitive lending program handled in a cooperative spirit. Trans Texas Southwest Credit Union Chartered in 1954.
  • 1st Community Federal Credit Union
  • 3505 Wildewood Drive, San Angelo, TX, 76904
  • 1st Community Federal Credit Union is a federally chartered, federally insured full-service financial institution with over 21, 000 members worldwide and over $220 million in assets. We have 3 offices in San Angelo, Texas and 1 office each in Ballinger, Eldorado, Fort Stockton, Midland and Crane, Texas.
  • RJ Funding Services
  • 3371 Knickerbocker road, San Angelo, TX, 76904
  • RJ Funding Services (also known as Rafter J Funding) is a reputable alternative lending firm that works with clients throughout the United States and Canada. Specializing in providing capital to small businesses and large corporate entities, our firm delivers innovative solutions to funding business enterprises in all industries.
  • Texas Champion Bank
  • 6124 South Staples St, Corpus Christi, TX, 78413
  • Texas Champion Bank makes it convenient and easy to borrow for any purpose. We offer a complete range of loan products while delivering personal, efficient customer service. All decisions are made locally and in a professional and expedient manner. Texas Champion Bank can assist you with the following types of loans