Construction Loan Lenders in Carrollton, Kentucky (2026)

The Lendersa® roster of construction loan providers in Carrollton, KY covers a variety of financial institutions such as regional banks, national lenders, and local hard money lenders, which utilize private funds for ground-up construction projects or substantial rehabilitations.

In Carrollton, KY, lenders estimate the construction costs for a 2,000 square foot home to range from $223,419 for basic structures to $406,021 for more luxurious designs. The interest rates and construction loan terms vary based on the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

Explore loan options from 100 different lenders

The power of the construction loan calculator

Utilizing Lendersa®'s advanced AI technology, your loan request is swiftly matched with a broad spectrum of construction lenders to ensure all your financing needs are met. This tool helps you find the most advantageous construction rates for new constructions, fix-and-flip projects, or major renovations of residential and commercial properties in KY.

Are there construction loan lenders nearby?

Keeping unnecessary inquiries at bay helps maintain your credit score. Obtain preapproval for your land loan without the need to provide your social security number or other sensitive financial details.

Consider qualifying for 100% LTV (Loan to Value) financing by agreeing to pledge additional property as security, known as a blanket loan.

Take advantage of the Lendersa® land loan calculator to locate vacant land loan providers within zip codes 41008.



Carrollton Construction Loan Lenders

  • Carrollton Federal Bank
  • 2539 Highway 227, Carrollton, KY, 41008
  • Lends in Kentucky
  • Established in 1875, Carrollton Federal Bank is the oldest financial institution in Carroll County. Since 1937 Carrollton Federal has been FDIC insured. To best serve our customers in 2002 we converted to a full service bank and changed our name from Carrollton Federal Savings & Loan to Carrollton Federal Bank.

  • Bedford Loan & Deposit Bank
  • 45 Highway 42 East, Bedford, KY, 40006
  • Lends in Kentucky
  • Bedford Loan & Deposit Bank opened its doors in Bedford, Kentucky at 45 highway 42 East on November 2, 1891 as a full service bank. It was not until 85 years later that a second branch was established. On April 5, 1976, 1029 Brownsboro Road became the home of the Sligo Branch. This branch is now located at 943 Pendleton Road in Pendleton Kentucky.

  • Farmers Bank of Milton
  • 41 Ferry Street, Milton, KY, 40045
  • Lends in Kentucky
  • At Farmers Bank of Milton, we strive to offer the superior banking service our customers expect. Most importantly, we want to ensure that our experienced staff delivers these services in a friendly, efficient manner. We are proud to be a part of our communities and to participate in the growth and prosperity of our region.

  • Integra Mortgage Group LLC
  • 102 McMakin Drive, La Grange, KY, 40031
  • Lends in Kentucky
  • Integra Mortgage Group of Louisville, LaGrange and Crestwood, Kentucky has been committed to providing our customers with the highest quality of service and the lowest mortgage loan rates available since 1997. Our goal is simple: To make the mortgage loan process as convenient and hassle-free as possible to our customers.

  • Forcht Bank
  • 58 Broadway Street, Dry Ridge, KY, 41035
  • Lends in Kentucky
  • Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht.

    Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor

  • MILESTONE LENDING
  • 9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241
  • Lends in Kentucky
  • Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.

  • Limestone Bank
  • 2500 Eastpoint Parkway, Louisville, KY, 40223
  • Lends in Kentucky
  • Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.