Cold-Spring, Kentucky Construction loan lenders AI selection 2026

In Cold-Spring, KY, the Lendersa® list features construction loan lenders like regional banks, national lenders, and local hard money lenders using private cash for ground-up construction or major rehabs.

For a 2,000 square foot home in Cold-Spring, KY, construction costs range from $223,661 for basic builds to $406,263 for more luxurious projects. Interest rates and loan terms will vary based on the borrower's financial status, LTV, ARV, and the lender chosen.

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The unique construction loan calculator

To ensure all your construction financing requirements are handled, Lendersa® AI technology will quickly align your request with numerous construction lenders. Discover the best construction rates for funding ground-up builds, fix-and-flip, or large-scale rehab for residential and commercial properties in KY.

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Avoid extra inquiries to protect your credit score. Get preapproved for a land loan without providing your social security number or sensitive financial details. You might qualify for 100% LTV financing if you pledge additional property as security through a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 41076.



  • First Whitney Bank and Trust
  • 223 Chestnut Street, Atlantic, IA, 50022
  • The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.

  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.

  • Truen Associate Inc
  • 10 Cutter Mill Rd, Suite 202, Great Neck, NY, 11021
  • Truen & Michaels, LLC offers the best selection of bridge loans and conventional financing in all 50 states. No matter where your project is located, and what type of real estate project you are looking to finance, we can match you with the loan program which will help you achieve your goals.

  • Somerset Finanical Group Inc
  • 10 Cutter Mill Rd., Great Neck, NY, 11021
  • SFG is a private real estate investment and finance company that was founded by Jules Reich in 1962. Since his entry into the field of real estate, Jules Reich was involved with and founded several companies and partnerships. Through these related entities, SFG has completed over $500 Million of real estate investments, financing transactions.

  • Bayport Funding LLC
  • 98 Cuttermill Road, Suite 424 N, Great Neck, NY, 11021
  • Bayport Funding LLC is Greater New York’s leading boutique private equity lending firm, specializing in short-term, non-traditional real estate loans to fund the acquisition of residential/commercial real estate investments. The company’s core mission—fueled by responsible and successful portfolio investment—is to invest in New York’s growing and b

  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.

  • Manhattan Bridge Capital
  • 60 Cutter Mill Rd., Suite 205, Great Neck, NY, 11021
  • Manhattan Bridge Capital, Inc. (Nasdaq – “LOAN”) has been a publicly traded company since 1999. MBC is a "hard money" lender in New York Metropolitan area and in Florida, and is known to close its deals in a very short period of time. In most cases the client will have cash in his/her possession in 3-10 business days.

  • Sharestates, Inc.
  • 45 North Station Plaza, Suite 400, Great Neck, NY, 11021
  • Sharestates, we offer investors direct access to institutional-quality real estate investments through our online marketplace, with real estate investors earning a projected 8-12% net annualized returns. Through the process of real estate crowdfunding, we make it easy for anyone to build a real estate portfolio.

  • M1 Capital Corp
  • 50 Main St, Suite 1000, White Plains, NY, 10606
  • M1 Capital Corp. is based in White Plains and New York City, New York and specializes in acquisition financing and refinancing outstanding CRE loans, restructuring current debt and delivering smart, effective solutions through a variety of loan options: conventional financing, private equity real estate lending, SBA 504 and 7a programs.