Construction Loan Lenders in Flatwoods, Kentucky (2026)

The Lendersa® compilation of construction loan lenders in Flatwoods, KY features regional banks, national financial institutions, and local hard money lenders who utilize private money for ground-up construction and significant rehab projects.

Lenders in Flatwoods, KY determine construction costs for a 2,000 square foot home, varying from $223,727 for basic builds to $406,329 for more elaborate constructions. Interest rates and construction loan terms depend on borrowers' financial conditions, LTV, ARV, and the type of lender selected.

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To fulfill your diverse construction financing needs, Lendersa®'s AI technology will efficiently align your loan requests with numerous construction lenders. You can unveil excellent construction rates for securing funds for new builds, fix-and-flip, or major rehabs on residential and commercial properties across KY.

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Minimizing unnecessary credit inquiries can protect your score. Obtain preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

Consider qualifying for 100% LTV (Loan to Value) financing by pledging additional property as collateral, known as a blanket loan.

Explore Lendersa®'s land loan calculator to locate vacant land loan providers in zip codes 41139.



Flatwoods Construction Loan Lenders

  • Community Trust Bank
  • 1544 Winchester Avenue, Ashland, KY, 41101
  • Lends in Kentucky
  • Community Trust Bank, founded in 1903 in Pikeville, Kentucky, currently serves the people and communities of Kentucky, West Virginia, and Tennessee and is celebrating 115 years of service! Community Trust Bank serves its customers in Kentucky with 70 banking locations across eastern, northeastern, central and south central Kentucky.

  • Pinnacle Bank, Inc.
  • 26 Second Street, Vanceburg, KY, 41179
  • Lends in Kentucky
  • Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.

  • Frontier Housing, Inc.
  • 5445 Flemingsburg Rd, Morehead, KY, 40351
  • Lends in Kentucky
  • Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.