2026 Construction Loan Lenders for Franklin, Kentucky

Lendersa® offers a directory of construction loan lenders in Franklin, KY, including regional banks, national lenders, and local hard money lenders that utilize private money for ground-up construction or major rehabs.

Construction costs for a 2,000 square foot home in Franklin, KY, are estimated by lenders to range from $223,958 for basic structures to $406,560 for higher-end builds. Interest rates and loan terms vary based on the borrower's financials, the loan-to-value (LTV) ratio, after-repair value (ARV), and selected lender type.

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The magic of the construction loan calculator

Using Lendersa® AI technology, your loan request is matched with hundreds of construction lenders to meet all financing needs. Discover optimal construction rates for financing ground-up developments, fix-and-flip projects, or major rehabs on residential and commercial properties in KY.

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Avoid unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without requiring your social security number or sensitive information.

By agreeing to use additional property as security, such as in a blanket loan, you may qualify for 100% LTV financing.

Use the Lendersa® land loan calculator to find vacant land loan lenders in ZIP codes 42134.



Franklin Construction Loan Lenders

  • Franklin Bank & Trust
  • 317 N Main St, Franklin, KY, 42134
  • Lends in Kentucky
  • Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you.

    We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.

  • Morgantown Bank & Trust
  • 201 N Main Street, Morgantown, KY, 42261
  • Lends in Kentucky
  • Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence.