Construction Loan Lenders in Hopkinsville, Kentucky (2026)

The array of construction loan lenders from Lendersa® in Hopkinsville, KY, includes options from regional banks, national lenders, and local hard money lenders who work with private funds for ground-up construction projects or extensive rehabs.

Cost estimates for constructing a 2,000 square foot home in Hopkinsville, KY, vary from $224,332 for basic builds up to $406,934 for more elegant designs. Interest rates and loan terms fluctuate based on factors like the borrower’s financial standing, the loan-to-value (LTV) ratio, after-repair value (ARV), and the chosen lender.

Compare loan offers from 100 different lenders to find what suits you best.

Discover the magic of the construction loan calculator

Harnessing Lendersa® AI technology, your loan request will quickly match with a variety of construction lenders to fulfill all financing needs. Uncover great construction rates for funding ground-up construction, fix-and-flip projects, or major renovations in either residential or commercial properties within KY.

Are there construction loan lenders nearby?

Avoid unnecessary credit inquiries as they can impact your score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial information.

By agreeing to use additional property as collateral (called a blanket loan), you may qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in ZIP codes 42240, easing your search for ideal lending solutions.



Hopkinsville Construction Loan Lenders

  • Planters Bank
  • 1312 S Main St, Hopkinsville, KY, 42240
  • Lends in Kentucky
  • Planters Bank is a growing community bank with 12 offices in Western Kentucky & Clarksville, Tennessee. Headquartered in Hopkinsville, KY, Planters is a full-service bank with a wide array of both consumer & commercial lending and deposit services. A tradition of excellence in customer service is the reason you can Expect Great Things.

  • United Southern Bank
  • 1813 East 9th St, Hopkinsville, KY, 42241
  • Lends in Kentucky
  • United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts

  • Bank of Cadiz and Trust Company Cadiz
  • 79 Main Street, Cadiz, KY, 42211
  • Lends in Kentucky
  • The Bank of Cadiz was chartered April 22, 1970 and opened for business on August 7, 1970 in a temporary location at Main and Brown Streets in Cadiz, Trigg County, Kentucky. Some 200 shareholders invested in the bank after being organized by George Bleidt, William E. Fuller, John O. Hill, T. Lacy Jones, Vance Leneave,

  • Farmers Bank and Trust Company
  • PO Box 559, Princeton, KY, 42445
  • Lends in Kentucky
  • FARMERS BANK AND TRUST COMPANY is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #J6GLPKB2MRG2. The business address is 111 W Washington St, Princeton, KY 42445-1907, USA. The point of contact name is Scott Laffoon.

  • First United Bank and Trust Company
  • 162 North Main Street, Madisonville, KY, 42431
  • Lends in Kentucky
  • First United Bank and Trust Company is a real community bank, formed in 1996 to fill a need for traditional, personal banking in the area. Today, even though we’ve grown, our roots remain in community banking. Our focus is to support the communities we serve with the best possible products and services.