9 Construction Loan Lenders in Louisville, Kentucky in 2026

The Lendersa® directory of construction loan providers in Louisville, KY features regional banks, national financial institutions, and local hard money lenders who utilize private funds for your ground-up construction projects or major renovations.

In Louisville, KY, these lenders estimate the cost of building a 2,000-square-foot residence, with prices ranging from $224,464 for standard construction to $407,066 for more upscale developments. The construction loan terms and interest rates can vary significantly depending on the financial details of the borrower, yield to value (LTV), after renovation valuation (ARV), and the type of lender you pick.

Take a look at loan offers from over 100 lenders to discover the most competitive options for your project.

The ultimate construction loan calculator

To address all your construction financing needs effectively, Lendersa® employs sophisticated AI technology that aligns your loan application with hundreds of construction lenders. You can now identify the optimal construction rates for financing ground-up construction, fix-and-flip initiatives, or significant rehabs on both residential and commercial properties in KY.

Local construction loan lenders available to you

By avoiding needless inquiries, you safeguard your credit score. Achieve preapproval for your land loan without the need to provide your social security number or other sensitive financial data.

You could be eligible for 100% LTV financing provided you agree to pledge additional property as security, utilizing a blanket loan approach.

Use the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 40177.



Louisville Construction Loan Lenders

  • Abound Credit Union
  • PO Box 900, Radcliff, KY, 40159
  • Lends in Kentucky
  • Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w

  • West Point Bank
  • 600 W. Lincoln Trail Blvd., Radcliff, KY, 40160
  • Lends in Kentucky
  • West Point Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.

  • Meade County Bank
  • 2175 Bypass Road, Brandenburg, KY, 40108
  • Lends in Kentucky
  • Meade County Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.

  • The Cecilian Bank
  • 104 East Main Street, Cecilia, KY, 42724
  • Lends in Kentucky
  • The Cecilian Bank's rich history is proof of our reliability, dedication and trustworthiness. Our loyalty to our customers and community has elevated The Cecilian Bank from one small building in Cecilian, Kentucky, to where we stand today as one of the most respected financial institutions in the region

  • Town & Country Bank and Trust Co
  • 201 N 3rd St, Bardstown, KY, 40004
  • Lends in Kentucky
  • Town & Country Bank and Trust Co., headquartered in Bardstown, KY, has been serving the Central Kentucky community for over 100 years. We are a locally owned and operated, full-service, community bank offering exceptional products and services to consumer and business customers. We also offer wealth management services through our Trust division.

  • Wilson & Muir Bank & Trust Company
  • 107 N. 3rd Street, Bardstown, KY, 40004
  • Lends in Kentucky
  • Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients.

    With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.

  • Republic Bank & Trust Company
  • 2001 Newburg Road, Louisville, KY, 40205
  • Lends in Kentucky
  • Republic Bank has grown to become the largest locally-owned community bank in Kentucky. With 45 banking centers in Kentucky, Indiana, Florida, Tennessee and Ohio, and $5.1 billion in assets, Republic is dedicated to meeting the needs of consumers, small business owners and large corporations by offering a full range of competitive products.

  • River City Bank, Inc.
  • 500 South Sixth Street, Louisville, KY, 40202
  • Lends in Kentucky
  • At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.

  • LG&E Co. Credit Union
  • 820 West Broadway, Louisville, KY, 40202
  • Lends in Kentucky
  • LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.

Also lends in Kentucky

  • Riverside Mortgage LLC
  • 2855 Charlestown Road, Suite 300, New Albany, IN, 47150
  • At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.