Construction loans with AI in Owensboro, KY [2025 list]

Within Owensboro, KY, Lendersa® offers a selection of construction loan lenders, including regional banks, national institutions, and local hard money lenders. These entities utilize private funds for either ground-up construction or extensive renovations.

For a 2,000 square foot home in Owensboro, KY, lenders estimate costs ranging from $224,420 for basic builds to $407,022 for more luxurious designs. Loan terms and interest rates depend significantly on borrowers’ financial conditions, the loan-to-value ratio (LTV), after-repair value (ARV), and the type of lender chosen.

The unique construction loan calculator

Lendersa® AI technology aligns your loan requests with numerous construction lenders to ensure full financing needs are met. Discover optimal construction rates for projects ranging from new builds to major rehabs on both residential and commercial properties in KY.

Looking for nearby construction loan lenders?

To safeguard your credit score, limiting unnecessary inquiries is advised. Secure preapproval for land loans without submitting your social security number or sensitive financial information.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the ZIP codes 42303, 42301, 42304 for better access to required services.

(502) 859-5111 Lender's profile and map Reviews Century Bank of Kentucky, Inc. 201 West Woodford Street, Lawrenceburg, KY, 40342 Century Bank opened in 2000 after a group of enthusiastic Anderson Countians joined with a vision to bring the experience of “hometown banking” back to our community. Because the bank is locally owned and managed, the daily banking decisions are made in Lawrenceburg by local people who know and understand the financial needs of our area.
(270) 864-2323 Lender's profile and map Reviews Citizens Bank of Cumberland County, Inc. 209 Keen Street, Burkesville, KY, 42717 Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.
(270) 247-5613 Lender's profile and map Reviews River Valley AgCredit 408 East Broadway, Mayfield, KY, 42066 River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1916. We serve Western Kentucky as well as 12 counties in Tennessee with a total of 14 Service Centers conveniently located to serve you. We have more than $475 million in loans outstanding to more than 5, 000 members
(502) 732-4272 Lender's profile and map Reviews Carrollton Federal Bank 2539 Highway 227, Carrollton, KY, 41008 Established in 1875, Carrollton Federal Bank is the oldest financial institution in Carroll County. Since 1937 Carrollton Federal has been FDIC insured. To best serve our customers in 2002 we converted to a full service bank and changed our name from Carrollton Federal Savings & Loan to Carrollton Federal Bank.
(502) 223-1638 Lender's profile and map Reviews First Federal Savings Bank of Kentucky 216 W Main St, Frankfort, KY, 40601 On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.
(888) 914-2276 Lender's profile and map Reviews Stockton Mortgage Corporation 88 C Michael Davenport Blvd, Frankfort, KY, 40601 Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
(859) 236-2926 Lender's profile and map Reviews Farmers National Bank of KY 304 W Main St, Danville, KY, 40422 Farmers National Bank has a long, deep-rooted history as a financial institution. Since February 10, 1879, the bank has served customers in ways that earn their trust and loyalty. As it has helped generations of customers in the Bluegrass state achieve their goals, it is known as Your Lifetime Bank.
(270) 655-6921 Lender's profile and map Reviews Citizens Deposit Bank of Arlington, Inc. 1 Walnut Street, Arlington, KY, 42021 Citizens Deposit Bank is a community owned bank rooted in Western Kentucky. The bank was chartered by the Commonwealth of Kentucky in 1949 & continues to serve the needs of citizens of Carlisle, Hickman, Ballard & surrounding counties. Our reputation of being a hometown bank with excellent customer service is known throughout the counties we serve.
(859) 879-9455 Lender's profile and map Reviews Citizens Commerce PO Box 1028, Versailles, KY, 40383 Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.
(606) 365-7098 Lender's profile and map Reviews PBK BANK, INC. 120 Frontier Boulevard, Stanford, KY, 40484 PBK has been in business for over 100 years. We opened our first office in Hustonville, Kentucky in 1906 and have been growing and expanding ever since. We have a vast array of banking services including checking and savings accounts, certificates of deposit, IRA’s, Christmas and Vacation club accounts, health savings accounts.
4088212250 Lender's profile and map Reviews first bank of the lake 925 S Church St, Murfreesboro, TN, 37130 Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202
(615) 994-0112 Lender's profile and map Reviews A Mortgage Boutique is a division of First Community 1111 N Maple St., Murfreesboro, TN, 37130 Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.