2026 Construction Loan Lenders for Wilmore, Kentucky

Lendersa® offers a directory of construction loan lenders in Wilmore, KY, including regional banks, national finance institutions, and local hard money lenders who provide private funding for ground-up construction or major rehabs.

In Wilmore, KY, lenders estimate the construction costs for a 2,000 square foot home, ranging from $223,936 for basic constructions to $406,538 for more luxurious projects. Interest rates and loan terms vary based on borrower financials, the loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender chosen.

Compare offers from 100 lenders to find the best option for your needs.

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Lendersa® uses AI technology to seamlessly match your loan requests with numerous construction lenders, ensuring all your financing needs are met. Discover competitive construction rates for funding ground-up projects, fix-and-flip ventures, or significant rehabs on both residential and commercial properties in KY.

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Avoiding unnecessary inquiries can help protect your credit score. Obtain preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

If you agree to use additional property as collateral, you might qualify for 100% LTV (Loan to Value) financing through a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in ZIP codes 40356, simplifying your search for effective financial solutions.



Wilmore Construction Loan Lenders

  • Farmers Bank Jessamine County
  • 200 North Main Street, Nicholasville, KY, 40356
  • Lends in Kentucky
  • One of the earliest financial institutions in Jessamine County was the Farmers Exchange Bank, located on the corner of Main and Walnut Streets in Nicholasville. As with many individuals and businesses, they experienced financial hardships during the depression of the late 1920’s early 1930’s.

  • Bank of Lexington
  • 761 Corporate Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of Lexington As our name implies, we’re a local bank with a vested interest in our neighbors and Lexington. That’s the way it’s been since 2006, when we opened our first bank on Harrodsburg Road. Now with three locations, we continue to meet the growing financial needs of our community. From home mortgages, business accounts and free checking

  • Bank Of The Bluegrass
  • 215 Southland Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th

  • Whitaker Bank
  • 2001 Pleasant Ridge Drive, Lexington, KY, 40509
  • Lends in Kentucky
  • Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned

  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Lends in Kentucky
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.

  • MSI Lending of Lexington
  • 3270 Blazer Parkway, Suite 202, Lexington, KY, 40509
  • Lends in Kentucky
  • At MSI Lending of Lexington we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • HSLC - Lexington Loan Production Office
  • 444 E Main St 106, Lexington, KY, 40507
  • Lends in Kentucky
  • We offer loan services in Lexington while providing mortgage industry expertise in their next purchase or refinance. Our loan services include residential and commercial loans. Whether you're looking to buy a new home or car, purchase commercial property, buy farmland or farm equipment, you can get started with The Home Savings and Loan Company.

  • Central Kentucky Ag Credit
  • 640 S Broadway, Lexington, KY, 40508
  • Lends in Kentucky
  • Central Kentucky Agricultural Credit Association is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, Livestock and production and rural home mortgages. Ag Credit serves the 17 counties of central Kentucky with seven branch locations. Ag Credit is part of the national Farm Credit System.

  • Citizens Commerce
  • PO Box 1028, Versailles, KY, 40383
  • Lends in Kentucky
  • Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.