3 Construction Loan Lenders in Houma, Louisiana in 2026

Lendersa® includes construction loan lenders in Houma, LA, listing regional banks, national lenders, and local hard money lenders who utilize private money for ground-up construction or major rehab projects.

Lenders calculate the construction cost in Houma, LA, for a 2,000-square-foot home ranging from $215,870 for basic builds to $392,009 for more elaborate projects. The interest rates and terms vary based on borrower financials, LTV, ARV, and the lender type selected.

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Avoiding excessive inquiries can help maintain your credit score. Obtain preapproval for a land loan without providing your social security number or sensitive financial data.

You may qualify for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 70363.



Houma Construction Loan Lenders

  • South Louisiana Bank
  • 1362 West Tunnel Blvd, Houma, LA, 70360
  • Lends in Louisiana
  • At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.

  • United Community Bank
  • 4626 Highway 1, Raceland, LA, 70394
  • Lends in Louisiana
  • United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.

  • Cedotal Mortgage
  • 201 Canal Boulevard, Thibodaux, LA, 70301
  • Lends in Louisiana
  • Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple

  • First National Bank USA
  • 13386 Hwy 90, Boutte, LA, 70039
  • Lends in Louisiana
  • Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts

  • First American Bank and Trust
  • 2785 Hwy 20, Vacherie, LA, 70090
  • Lends in Louisiana
  • First American offers comprehensive financial products and services for investing in a brighter future for its customers. A strong, independent community bank, First American Bank and Trust is closely tied to the businesses, organizations and citizens in each community it serves. On December 3, 1910,First American Bank and Trust was chartered.

  • Total Choice Federal Credit Union
  • 14963 River Road, Hahnville, LA, 70057
  • Lends in Louisiana
  • Total Choice Federal Credit Union is a community based financial cooperative formed for the purpose of encouraging savings, offering loans and providing a wide range of financial service for the people that live, work, worship or attend school in the parishes of St. Charles, St. James and St. John the Baptist.

  • River Region Federal Credit Union
  • 1625 Lutcher Avenue, Lutcher, LA, 70071
  • Lends in Louisiana
  • River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Patterson State Bank
  • 1130 Highway 90 West, Patterson, LA, 70392
  • Lends in Louisiana
  • Patterson State Bank was founded in 1925 by Harry Williams and E. F. Marin. Together they had a great vision for their community; a bank for their city to call its own. At that time, the larger banks in New Orleans were not responsive to the needs of families and business owners in

  • Louisiana Central Credit Union
  • 824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123
  • Lends in Louisiana
  • Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,

  • OnPath Federal Credit Union
  • 5508 Citrus Blvd, Harahan, LA, 70123
  • Lends in Louisiana
  • At OnPath Federal Credit Union, we help members clearly define their needs, identify solutions and help them customize the financial products and services that best satisfy their unique situations. People trust us to have their best interests at heart—and we do. OnPath Federal Credit Union has remained committed to providing individuals across LA.