360 Construction Loan Lenders with AI in Ponchatoula, Louisiana 2025

The Lendersa® directory of construction loan providers in Ponchatoula, LA includes regional banks, national lenders, and local hard money lenders that use private money for ground-up constructions or substantial rehabs.

Lenders in Ponchatoula, LA, estimate the cost of building a 2,000 Sf home ranging from $215,012 for basic projects to $391,151 for more elaborate constructions. Interest rates and terms vary depending on financial data, LTV, ARV, and chosen lender type.

Compare offers from 100 lenders

The incredible construction loan calculator

Through Lendersa® AI technology, all your construction financing needs are matched instantly with numerous construction lenders. Discover the top construction rates for ground-up developments, fix-and-flip projects, or major renovations on both residential and commercial properties in LA.

Find construction loan lenders near you

Reduce unnecessary inquiries to protect your credit score. Obtain preapproval for land loans without needing your social security number or sensitive financial details.

You might qualify for 100% LTV (Loan to Value) financing by using additional property as collateral, referred to as a blanket loan.

Try the Lendersa® land loan calculator to locate lenders for vacant land loans in zip codes 70454.



  • CTH Mortgage LLC
  • 18300 S I-12 Service Road, Suite 100, Ponchatoula, LA, 70454
  • CTH Mortgage is a residential mortgage lender licensed in Louisiana and Mississippi. Home financing is an important decision and we are committed to making your purchase We offer a variety of residential mortgage products including Construction loan programs such as One Time Close Construction and Conventional and Government programs.
  • First Guaranty Bank
  • 400 E Thomas St, Hammond, LA, 70401
  • For over 87 years First Guaranty Bank has proudly served the people of Louisiana. With today’s ever changing economy, there is one thing that will not change and that is First Guaranty Bank’s commitment to our customers. With the power to make loan decisions on a local level we have the strength to help meet the needs.
  • The Right Choice Mortgage, LLC.
  • 14444 University Ave, Hammond, LA, 70401
  • AT Right Choice Mortgage distinguishes itself from the competition with unmatched customer service. Our friendly staff has over 30 years combined experience in the mortgage industry and we strive to make you a client for life. We want to be your Right Choice each and every time. We will go above and beyond for you
  • Louisiana Federal Credit Union
  • 805 Robin Street, La Place, LA, 70068
  • Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
  • Resource Bank (Louisiana)
  • 70533 Highway 21, Covington, LA, 70433
  • Headquartered in Covington, Louisiana, Resource Bank serves the community through ten branch locations within St. Tammany, Washington, Jefferson, Orleans Parishes and East Baton Rouge Parishes. Established in 1998, the institution is owned and operated by over 450 local shareholders and has created near 160 local jobs.
  • Heritage Bank of St Tammany
  • 205 North Columbia Street, Covington, LA, 70433
  • Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.
  • CUSA Federal Credit Union
  • 50 Louis Prima Drive, Suite A, Covington, LA, 70433
  • Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.
  • American Bank & Trust Company Covington
  • 1819 N. Columbia Street, Covington, LA, 70433
  • American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.