2026 Construction Loans use AI Lenders complete for Chelsea, Massachusetts

Lendersa® offers a detailed list of construction loan lenders in Chelsea, MA, encompassing regional banks, national lenders, and local hard money lenders that use private funds for ground-up construction or major rehabs. This wide selection provides financing solutions tailored to meet your specific needs, whether undertaking new builds or significant renovation projects.

In Chelsea, MA, lenders estimate construction costs for a 2,000 square foot home, ranging from $280,216 for basic builds to $505,401 for more upscale developments. Interest rates and terms vary depending on the borrower's financial status, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the chosen lender, ensuring a customized approach to suit individual financial situations.

Explore and compare loan offers from 100 diverse lenders

Uncover the Magic with Our Construction Loan Calculator

Using Lendersa®'s AI technology guarantees all your construction financing requirements are met, instantly setting your loan request with a vast array of lenders. This helps you discover optimal construction rates for funding new builds, fix and flips, or comprehensive rehabs across residential and commercial properties in MA. Streamlined processes make finding necessary funding straightforward.

Find Construction Loan Lenders Nearby

To keep your credit score intact, avoid unnecessary inquiries. Secure preapproval for land loans without revealing your social security number or sensitive personal data, maintaining your privacy throughout the process.

Qualified borrowers can access 100% LTV (Loan-to-Value) financing by pledging additional property as collateral through a blanket loan—a flexible option that broadens access to needed funds.

Leverage the Lendersa® land loan calculator to locate lenders offering vacant land loans in zip codes 02150, streamlining efforts to secure financing effectively tailored to your project's housing needs.



Chelsea Construction Loan Lenders

  • MDO Mortgage LLC
  • 10 Bremen Street, 2nd Floor, East Boston, MA, 02128
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Secured Lending Group
  • 529 Main St, Suite P200 & P300, Charlestown, MA, 02129
  • Lends in Massachusetts
  • Our goal is to provide the best suited real estate financing for investors.
    We engage in honest conversation while showing respect to all people.
    We listen to our clients, investors, vendors, and other individuals we may come in contact.
    We truly embrace customer commitment, building and nurturing relationships.

  • Investors Choice Lending
  • 8 Faneuil Hall Marketplace 3rd fl, Boston, MA, 02109
  • Lends in Massachusetts
  • Investors Choice Lending is a private hard money lender offering Boston’s real estate investors a unique opportunity to secure the funds they need. When you’ve got eyes on your next investment property, there’s nothing you want more than to close quickly and without hassle.

    We’ve aligned ourselves with many National lending resources.

  • Raymond C. Green Companies
  • 155 Federal St, Ste 1300, Boston, MA, 02110
  • Lends in Massachusetts
  • The Raymond C. Green Companies is a direct, private lending organization located in Boston, MA. We provide fast, short term financing to builders, developers, and real estate investors throughout New England. Our borrowers are primarily those in need of closing quickly, and/or those seeking alternatives to traditional bank financing.

  • Winter Hill Bank, FSB
  • 342 Broadway, Somerville, MA, 02145
  • Lends in Massachusetts
  • Winter Hill Bank is an independent, mutual, community bank that provides exceptional customer service and quality financial products. We are committed to providing value and the highest quality financial services to our depositors and borrowers and maintaining our role as a financial resource to our communities and surrounding market area

  • East Cambridge Savings Bank
  • 292 Cambridge Street, Cambridge, MA, 02141
  • Lends in Massachusetts
  • East Cambridge Savings Bank is a full-service mutually-held savings bank that believes in connecting with customers. The Bank was established in 1854 and is dedicated to providing businesses and individuals with a full line of banking services in the communities it serves. Headquartered in Cambridge, the Bank has locations in Arlington.

  • Naveo Credit Union
  • 493 Somerville Ave, Somerville, MA, 02143
  • Lends in Massachusetts
  • Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. As stated in our motto of “Saving Together to Lend to Each Other, ” we take member deposits

  • Edward Voccola & Co. LLC
  • 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116
  • Lends in Massachusetts
  • Edward Voccola & Co. LLC – Commercial Real Estate Financing
    Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide

    We offer the following kinds of loans;
    * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *

  • UC Funds
  • 745 Boylston Street, Boston, MA, 02116
  • Lends in Massachusetts
  • UC Funds is a national balance sheet provider of both debt and equity capital solutions that has provided over $3 billion dollars of capital solutions since 2010. UC Funds provides quick, reliable and customized financial solutions throughout the entire capital stack, including joint venture equity.