Construction loans with AI in Essex, MA [2026 list]

Lendersa® provides a detailed list of construction loan lenders in Essex, MA, including regional banks, national lenders, and local hard money lenders who utilize private funds for projects like ground-up construction or major rehabs. These financial institutions offer a range of solutions tailored to meet various project scales and requirements, ensuring you have access to the right support for successful construction undertakings.

In Essex, MA, lenders estimate the cost for constructing a 2,000 square foot home, varying from $277,532 for basic constructions to $502,717 for more elaborate designs. The terms and interest rates for these loans are influenced by factors such as the borrower's financial profile, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the type of lender chosen. This variability allows for customized finance plans that align with the individual's specific financial circumstances and project objectives.

The Magic Construction Loan Calculator

Lendersa® utilizes advanced AI technology to precisely match your loan request with hundreds of construction lenders, ensuring your financing needs are comprehensively addressed. Discover excellent construction rates to fund projects like new builds, fix-and-flip initiatives, or major rehabs across both residential and commercial properties in MA. This streamlined process assures you of access to the financial resources needed to achieve your construction goals effectively.

Find Construction Loan Lenders Near You

To maintain a healthy credit score, it's crucial to avoid unnecessary inquiries. You can secure preapproval for your land loan without needing to provide your social security number or other sensitive financial details, ensuring your privacy during the application process.

You might qualify for 100% LTV financing by pledging additional properties as collateral under a blanket loan agreement, offering enhanced leverage and financial flexibility.

Utilize the Lendersa® land loan calculator to connect with vacant land loan lenders in the zip codes 1929, helping you discover optimal lending options tailored to your geographical and project-specific needs.

Essex Construction Loan Lenders
(978) 283-8200 Lender's profile and map BankGloucester 160 Main Street, Gloucester, MA, 01930 Lends in Massachusetts BankGloucester was founded in 1887 as a cooperative community bank to serve the people of Cape Ann. Since that day, we’ve grown considerably, both in size and in our product offerings, yet our commitment to quality customer service remains the cornerstone of our bank. Our commitment to offering products in a highly personalized way.
(877) 639-3331 Lender's profile and map New Fed Mortgage Corp. 98 High Street, Danvers, MA, 01923 Lends in Massachusetts NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.
800 259 1614 Lender's profile and map Universal Capital 10 Liberty Street, Danvers, MA, 01923 Lends in Massachusetts niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u
(781) 990-0710 Lender's profile and map Clipper Commercial Capital 20 Waterside Road, Marblehead, MA, 01945 Lends in Massachusetts Clipper Commercial Capital, LLC is an advisory firm based in greater Boston, providing capital solutions for small and mid-size business nationwide. We work closely with a network of national bank and non-bank financial institutions to offer competitive rates, market knowledge, and specialized lending solutions.
(781) 631-6000 Lender's profile and map The National Grand Bank of Marblehead 91 Pleasant Street, Marblehead, MA, 01945 Lends in Massachusetts Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.
(978) 744-5450 Lender's profile and map Salem Five Bank 71 Washington Street, Salem, MA, 01970 Lends in Massachusetts At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers
(844) 639-3483 Lender's profile and map Newburyport Five Cents Savings Bank 63 State Street, Newburyport, MA, 01950 Lends in Massachusetts We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.
(978) 462-3106 Lender's profile and map Institution For Savings 93 State Street, Newburyport, MA, 01950 Lends in Massachusetts The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.
(978) 255-2949 Lender's profile and map CBC Financial 76 State St, Newburyport, MA, 01950 Lends in Massachusetts Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders