407 Construction Loan Lenders with AI in Essex, Massachusetts 2026

Lendersa® provides a detailed list of construction loan lenders in Essex, MA, including regional banks, national lenders, and local hard money lenders who utilize private funds for projects like ground-up construction or major rehabs. These financial institutions offer a range of solutions tailored to meet various project scales and requirements, ensuring you have access to the right support for successful construction undertakings.

In Essex, MA, lenders estimate the cost for constructing a 2,000 square foot home, varying from $277,532 for basic constructions to $502,717 for more elaborate designs. The terms and interest rates for these loans are influenced by factors such as the borrower's financial profile, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the type of lender chosen. This variability allows for customized finance plans that align with the individual's specific financial circumstances and project objectives.

Compare and assess offers from 100 lenders to find the most suitable financial package for your construction needs.

The Magic Construction Loan Calculator

Lendersa® utilizes advanced AI technology to precisely match your loan request with hundreds of construction lenders, ensuring your financing needs are comprehensively addressed. Discover excellent construction rates to fund projects like new builds, fix-and-flip initiatives, or major rehabs across both residential and commercial properties in MA. This streamlined process assures you of access to the financial resources needed to achieve your construction goals effectively.

Find Construction Loan Lenders Near You

To maintain a healthy credit score, it's crucial to avoid unnecessary inquiries. You can secure preapproval for your land loan without needing to provide your social security number or other sensitive financial details, ensuring your privacy during the application process.

You might qualify for 100% LTV financing by pledging additional properties as collateral under a blanket loan agreement, offering enhanced leverage and financial flexibility.

Utilize the Lendersa® land loan calculator to connect with vacant land loan lenders in the zip codes 1929, helping you discover optimal lending options tailored to your geographical and project-specific needs.



  • Middlesex Federal Savings
  • 1 College Avenue Davis, Somerville, MA, 02144
  • Lends in Massachusetts
  • Middlesex Federal Savings is a full-service community bank headquartered in Davis Square Somerville, Massachusetts. It was established in 1890 as West Somerville Cooperative Bank. More than 130 years later, Middlesex Federal has grown from its modest beginnings. Established with only $840.20 in assets,

  • Raymond C. Green Companies
  • 155 Federal St, Ste 1300, Boston, MA, 02110
  • Lends in Massachusetts
  • The Raymond C. Green Companies is a direct, private lending organization located in Boston, MA. We provide fast, short term financing to builders, developers, and real estate investors throughout New England. Our borrowers are primarily those in need of closing quickly, and/or those seeking alternatives to traditional bank financing.

  • Naveo Credit Union
  • 493 Somerville Ave, Somerville, MA, 02143
  • Lends in Massachusetts
  • Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. As stated in our motto of “Saving Together to Lend to Each Other, ” we take member deposits

  • East Cambridge Savings Bank
  • 292 Cambridge Street, Cambridge, MA, 02141
  • Lends in Massachusetts
  • East Cambridge Savings Bank is a full-service mutually-held savings bank that believes in connecting with customers. The Bank was established in 1854 and is dedicated to providing businesses and individuals with a full line of banking services in the communities it serves. Headquartered in Cambridge, the Bank has locations in Arlington.

  • Leader Bank
  • 141 Massachusetts Avenue, Arlington, MA, 02474
  • Lends in Massachusetts
  • Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking differently. The core tenets of Leader Bank include client services, exemplary products, and innovation to meet the needs of its clients. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s

  • Edward Voccola & Co. LLC
  • 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116
  • Lends in Massachusetts
  • Edward Voccola & Co. LLC – Commercial Real Estate Financing
    Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide

    We offer the following kinds of loans;
    * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *

  • UC Funds
  • 745 Boylston Street, Boston, MA, 02116
  • Lends in Massachusetts
  • UC Funds is a national balance sheet provider of both debt and equity capital solutions that has provided over $3 billion dollars of capital solutions since 2010. UC Funds provides quick, reliable and customized financial solutions throughout the entire capital stack, including joint venture equity.

  • Northeast Bank
  • 200 Berkeley Street, 17th Floor, Boston, MA, 02116
  • Northeast Bank (NASDAQ: NBN) is a full-service bank headquartered in Portland, Maine. We are both an experienced, balance sheet lender offering speed, certainty of execution and creativity to structure loan originations and acquisitions nationally, and a full-service bank serving customers in Western, Central, and Southern Maine

  • Edward Voccola & Co., LLC
  • 75 Arlington Street, Suite 500, Boston, MA, 02116
  • Lends in Massachusetts
  • Edward Voccola & Co. LLC is a Private Equity & Joint Venture financial company based in New York City and have offices throughout the U.S & Internationally, We have a dedicated team of financial experts in commercial real estate finance and project funding delivering creative financing solutions consistently to worldwide clients.

  • Cambridge Savings Bank
  • 1374 Massachusetts Ave, Cambridge, MA, 02138
  • Lends in Massachusetts
  • Cambridge Savings Bank is a full-service banking institution with over $5 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers & the communities we serve. One of the oldest & largest community banks in MA, CSB offers a full line of individual & business banking services.

  • Enterprise Bank and Trust Company
  • 222 Merrimack Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • Enterprise Bank was founded through the entrepreneurial vision of George L. Duncan in 1988. We are headquartered in Lowell, Massachusetts, with branch locations throughout the Merrimack Valley and North Central regions of Massachusetts, as well as Southern New Hampshire.For over 30 years, Enterprise Bank has been supporting the financial needs of b