35 Construction Loan Lenders with AI in Manchester-by-the-Sea, Massachusetts 2026

Lendersa® provides a detailed list of construction loan lenders in Manchester-by-the-Sea, MA, which includes regional banks, prominent national lenders, and local hard money lenders using private funds. These lenders are adept at financing both ground-up construction projects and major rehabs, offering versatile financial solutions tailored to varying project needs.

For a 2,000 square foot home in Manchester-by-the-Sea, MA, lenders estimate the costs from $277,906 for basic construction to $503,091 for more upscale projects. The interest rates and terms of construction loans can differ significantly based on borrowers' financial profiles, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the lender chosen. This ensures that loans are customized to meet the specific financial situations and project ambitions of borrowers.

Explore and compare offers from 100 different lenders to find the best financial package for your unique needs.

The Magic Construction Loan Calculator

Lendersa® uses cutting-edge AI technology to effectively meet all your construction financing needs by promptly matching your loan request with a wide range of construction lenders. Discover optimal construction loan rates for projects like ground-up builds, fix-and-flip ventures, or significant rehabs across residential and commercial properties in MA. This ensures you access the necessary financial resources to realize your construction goals smoothly.

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Minimizing unnecessary credit inquiries helps safeguard your credit score. Secure preapproval for your land loan without needing to disclose your social security number or any other sensitive financial information.

You could qualify for 100% LTV financing by agreeing to use additional property as collateral in a blanket loan agreement.

Utilize the Lendersa® land loan calculator to pinpoint lenders offering vacant land loans in 1944. This helps align your search with suitable financial solutions based on location and project-specific requirements.



Manchester-by-the-Sea Construction Loan Lenders

  • BankGloucester
  • 160 Main Street, Gloucester, MA, 01930
  • Lends in Massachusetts
  • BankGloucester was founded in 1887 as a cooperative community bank to serve the people of Cape Ann. Since that day, we’ve grown considerably, both in size and in our product offerings, yet our commitment to quality customer service remains the cornerstone of our bank. Our commitment to offering products in a highly personalized way.

  • Clipper Commercial Capital
  • 20 Waterside Road, Marblehead, MA, 01945
  • Lends in Massachusetts
  • Clipper Commercial Capital, LLC is an advisory firm based in greater Boston, providing capital solutions for small and mid-size business nationwide. We work closely with a network of national bank and non-bank financial institutions to offer competitive rates, market knowledge, and specialized lending solutions.

  • The National Grand Bank of Marblehead
  • 91 Pleasant Street, Marblehead, MA, 01945
  • Lends in Massachusetts
  • Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.

  • Salem Five Bank
  • 71 Washington Street, Salem, MA, 01970
  • Lends in Massachusetts
  • At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers

  • New Fed Mortgage Corp.
  • 98 High Street, Danvers, MA, 01923
  • Lends in Massachusetts
  • NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.

  • Universal Capital
  • 10 Liberty Street, Danvers, MA, 01923
  • Lends in Massachusetts
  • niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u

  • Community Credit Union of Lynn
  • 1 Andrew St, Lynn, MA, 01901
  • Lends in Massachusetts
  • Community Credit Union We offer free pre-qualifications, so you can shop for your home with peace of mind knowing that you’ll be within your budget. One of our Mortgage Lending Representatives can walk you through your options and the mortgage process step by step. No surprises, just low rates and unmatched service.

  • The Savings Bank
  • 907 Main Street, Wakefield, MA, 01880
  • Lends in Massachusetts
  • The Savings Bank is a community bank founded back in 1869 and is headquartered in Wakefield, Massachusetts in the heart of Middlesex County. TSB offers a complete range of both Commercial and Consumer banking products and has eight full-service branches. Member FDIC, Member DIF, and Equal Housing Lender.

  • Newburyport Five Cents Savings Bank
  • 63 State Street, Newburyport, MA, 01950
  • Lends in Massachusetts
  • We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.

  • Institution For Savings
  • 93 State Street, Newburyport, MA, 01950
  • Lends in Massachusetts
  • The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.