80 Construction Loan Lenders with AI in Needham, Massachusetts 2026

The Lendersa® directory of construction loan lenders in Needham, MA features regional banks, national lenders, and local hard money entities employing private funds for ground-up builds or major renovations.

In constructing a 2,000 square foot home in Needham, MA, lenders estimate costs that range from $280,051 for standard setups to $505,236 for more sophisticated designs. Loan terms and interest rates vary according to the borrower's financial condition, as well as factors like LTV, ARV, and the type of lender selected.

View loan offers from 100 different lenders

The unique construction loan calculator

With the help of Lendersa® AI technology, your loan inquiries can be synchronized with numerous construction lenders to fulfill every financing requirement you have. Uncover excellent construction loan rates that can assist with ground-up builds, flip projects, or significant refurbishments for both residential and commercial properties in MA.

Locate construction loan lenders nearby

Protect your credit score by avoiding unnecessary credit checks. Preapproval for your land loan can be achieved without needing your social security number or sensitive financial details.

There is potential eligibility for 100% Loan to Value (LTV) financing available to those ready to use additional property as collateral, under a blanket loan agreement.

Employ the Lendersa® land loan calculator to discover vacant land loan providers in the zip codes 02492.



Needham Construction Loan Lenders

  • Direct Federal Credit Union
  • 50 Cabot St, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk

  • Fantini & Gorga LLC
  • 197 First Avenue, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations.
    Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.

  • Atlas Mortgage
  • 220 Reservoir Street, Suite 4, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!

  • ProBuilder Financial LLC
  • 396 Washington Street Suite 225, Wellesley Hills, MA, 02481
  • Lends in Massachusetts
  • ProBuilder Financial is the hard money lender of choice for professional real estate developers, builders, and investors in New England. ProBuilder Financial provides friendly, personalized service, unsurpassed responsiveness, deep industry knowledge, and immediate access to funds for short and intermediate term commercial loans. At ProBuilder Fina

  • Dedham Institution for Savings
  • 55 Elm Street, Dedham, MA, 02026
  • Lends in Massachusetts
  • Dedham Savings has been a foundation of the community from our earliest days. When you visit a branch, you see the same friendly faces you have come to rely on. When you call us, you talk with people you’ve known for years, who are eager to help. And, we support the local causes and organizations that keep our community thriving.

  • First Mortgage Trust Inc
  • 260 Milton Street, Dedham, MA, 02026
  • Lends in Massachusetts
  • Our primary focus as an “independent” mortgage broker is to evaluate and provide a wide-range of innovative, flexible, and affordable financing programs.

    We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.

  • Massachusetts Capital Mortgage Corp
  • 75 McNeil Way, Suite 105, Dedham, MA, 02026
  • Lends in Massachusetts
  • Mass Capital Mortgage Corp. has been in business since 1996 and values the relationships that have been built over the years. These relationships have kept us in business and will do so for many years to come. We are proudly providing financing to the third generation of returning customers.

  • MutualOne Bank
  • 49 Main Street, Natick, MA, 01760
  • Lends in Massachusetts
  • Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.

  • QS Private Lending
  • 83 Speen St, Natick, MA, 01760
  • Lends in Massachusetts
  • QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia.
    As one of the oldest and largest private, hard money lenders

  • Tremont Realty Capital
  • 255 Washington Street, Suite 300, Newton, MA, 02458
  • Lends in Massachusetts
  • The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses