Construction Loan Lenders in Oak-Bluffs, Massachusetts (2026)

Lendersa® provides a detailed listing of construction loan lenders in Oak-Bluffs, MA, featuring regional banks, national lenders, and local hard money lenders who leverage private money for ground-up construction or major rehabilitation projects. These lenders are equipped to deliver versatile financial solutions tailored to meet diverse project requirements and sizes, ensuring you have access to the necessary support for your endeavors.

For a 2,000 square foot home in Oak-Bluffs, MA, lenders calculate prices ranging from $277,675 for basic builds to $502,860 for more elaborate projects. Interest rates and terms of construction loans vary based on several factors, such as borrowers' financial backgrounds, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the choice of lender. This ensures that loans can be customized to fit the financial and project goals of each borrower.

Explore and compare offers from a network of 100 lenders to secure the most suitable financial options for your construction needs.

Unlock the Magic with the Construction Loan Calculator

With Lendersa®'s advanced AI technology, all your construction financing needs are efficiently addressed by matching your loan request with numerous construction lenders. Discover the best construction rates to fund projects like ground-up constructions, fix-and-flip endeavors, or major rehabs on both residential and commercial properties across MA. This streamlined process ensures that you receive the financial backing necessary for successful project completion.

Find Construction Loan Lenders Near You

To maintain a robust credit score, avoid unnecessary inquiries. Achieve preapproval for your land loan without the need to submit sensitive information such as your social security number, ensuring your privacy is protected while facilitating a smooth pre-approval process.

You might qualify for 100% LTV financing by agreeing to a blanket loan arrangement, using additional properties as collateral, which can enhance your financial leverage.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 2557. This tool aligns your geographic and specific project needs with the right lending options, ensuring you find appropriate financial support for your development ventures.



Oak-Bluffs Construction Loan Lenders

  • Martha’s Vineyard Savings Bank
  • 78 Main Street, Edgartown, MA, 02539
  • Lends in Massachusetts
  • Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.

  • First Citizens' Federal Credit Union
  • 200 Mill Road, Suite 100, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc

  • Alltrust Credit Union
  • 123 Alden Road, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,

  • Coastal M & A
  • 700 Pleasant Street, Suite 330D, New Bedford, MA, 02740
  • Lends in Massachusetts
  • Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.

  • Cape Cod 5 Lending and Wealth Management Office
  • 2745 Main St, Brewster, MA, 02631
  • Lends in Massachusetts
  • "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers.
    We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"

  • Fall River Municipal Credit Union
  • 333 Milliken Blvd, Fall River, MA, 02721
  • Lends in Massachusetts
  • Fall River firemen gave birth to what is today the Fall River Municipal Credit Union. The beginning was humble to say the very least. It started with a Fall River firefighter, a state appointed finance board, and the impending threat of wholesale cuts in the pay of city employees

  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • Lends in Massachusetts
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
    At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "

  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • Lends in Massachusetts
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.

  • St. Anne's Credit Union
  • 286 Oliver Street, Fall River, MA, 02724
  • Lends in Massachusetts
  • St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p