Rochester, Massachusetts Construction loan lenders AI selection 2026

Lendersa® provides an assortment of construction loan lenders in Rochester, MA, featuring regional banks, national lenders, and local hard money lenders utilizing private funds. These lenders cater to ground-up construction projects or major renovations, offering a range of financial solutions tailored to different needs and project scales.

In Rochester, MA, the costs for constructing a 2,000 square foot home range from $277,939 for basic construction to $503,124 for more intricate designs. Interest rates and construction loan terms vary based on factors such as borrowers' financial conditions, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the type of lender chosen.

Compare offers from 100 lenders to find the best financing options for your project.

The Magic Construction Loan Calculator

Lendersa® utilizes AI technology to meet all your construction financing needs by matching your loan requests with a wide network of construction lenders. Discover the most competitive construction rates for funding projects like ground-up constructions, fix-and-flip projects, or major rehabs on both residential and commercial properties in MA.

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Avoid unnecessary credit inquiries to maintain a strong credit score. Get preapproved for your land loan without the need to submit your social security number or any sensitive financial details.

Consider the possibility of qualifying for 100% LTV financing if you are willing to pledge additional properties as collateral, forming a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 02770, 02576 and connect with the solution that best suits your location and financing needs.



  • Washington Trust Mortgage Company
  • 23 Broad Street, Westerly, RI, 02891
  • Washington Trust Mortgage Company LLC originates residential real estate mortgage loans, including construction, purchase and refinancing, through its offices in Massachusetts, Connecticut and Rhode Island. Our team of experienced mortgage professionals is dedicated to providing customized.

  • Millbury National Bank
  • 18 Main Street, Millbury, MA, 01527
  • Millbury National Bank was founded in 1825, and through fiscal integrity and fortitude, the bank has been led by a committed Board of Directors for over 190 years, currently with several multi-generational Directors. Our focus is on serving small businesses within the Blackstone Valley, and maintaining our strong commitment to our customers.

  • PRESTIGE HOME MORTGAGE, LLC
  • 6 MAPLE STREET, SUITE 202, NORTHBOROUGH, MA, 1532
  • We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs

  • New Fed Mortgage Corp.
  • 98 High Street, Danvers, MA, 01923
  • NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.

  • Universal Capital
  • 10 Liberty Street, Danvers, MA, 01923
  • niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u

  • Central One Federal Credit Union
  • 714 Main Street, Shrewsbury, MA, 01545
  • Central One is a not-for-profit federal credit union. It was established in 1952 as an occupational-based credit union, serving the employees and family members of the New England Electric System (NEES) and their affiliate companies. Central One Federal Credit Union was officially granted a community-based charter on November 19, 1998.

  • Alibaba Lending
  • 10 Vinnie Way, Shrewsbury, MA, 01545
  • At Alibaba Lending, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • Security First Mortgage Funding LLC
  • 21 N. Quinsigamond Ave, Worcester, MA, 01545
  • Security First Mortgage Funding is a Mortgage Lender with a Lending Platform designed to meet the needs of Today's Borrower. We have the lowest rates on conventional, Jumbo, FHA, VA and portfolio loans Available. We also specialize in Condo financing. At Security First we have a dedicated team of loan officers & processors.

  • Drew Mortgage Associates
  • 196 Boston Turnpike Road, Shrewsbury, MA, 01545
  • We’re more than a mortgage lender – we’re comprehensive mortgage planners. Our home loan officers are trained to help you apply for a mortgage loan that supports your financial goals. We offer a variety of home loan programs to fit your individual mortgage needs.This kind of planning may save you money and help you achieve your financial goals.