4 Construction Loan Lenders with AI in Ellsworth, Maine 2026
Lendersa® compiles a list of diverse construction loan providers in Ellsworth, ME, encompassing regional banks, national financiers, and local hard money lenders utilizing private investments for your new construction or significant remodeling projects.
In Ellsworth, ME, lenders estimate the cost of building a 2,000 square foot home to start at $225,338 for basic construction, rising to $408,885 for more luxurious options. The terms of the construction loan, including the interest rate, vary with factors such as borrower financials, the Loan-to-Value (LTV) ratio, after-repair value (ARV), and the lender chosen.
With Lendersa®'s AI, ensuring that all your construction finance needs are fulfilled is straightforward, as it promptly matches loan requests with hundreds of lenders. Discover competitive construction rates to finance new builds, fix-and-flip endeavors, or major renovations of residential and commercial properties in ME.
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Minimize unnecessary inquiries to protect your credit score. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial data.
By agreeing to secure additional property as collateral through a blanket loan, you might be eligible for 100% LTV (Loan to Value) financing.
Utilize Lendersa®'s land loan calculator to connect with vacant land loan lenders in the zip codes 4605.
Since 1940 Seaboard Federal Credit Union has strived to meet the needs of its owners in providing a safe and sound financial alternative. All accounts are insured to at least $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government. We strive to keep costs low and profits are returned to our members.
Bar Harbor Bank & Trust thinks differently about banking. Since our founding in 1887, our focus has been on establishing relationships with our customers. We get to know our customers and their financial goals, and we work with them to provide solutions that best work for them. We believe that good things happen when we work together.
Bar Harbor Savings and Loan was incorporated in 1902 by a group of local residents ranging from farmers to lawyers. Its mission was to promote savings and provide the means for affordable home ownership for all members.
Today, the Association still has its roots in the local community as a mutual Association owned and managed by its members.
Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we're owned by our members, not outside stockholders. This means you’re part of something that puts “U” first.
Our Mission is To support our local community with valuable services, in a friendly atmosphere, with caring employees who are committed to upholding the credit union philosophy. Sebasticook Valley Federal Credit Union is Not for profit, not for charity, but for service. SVFCU expanded their field of membership to include all of Penobscot, Somerset.
Maine Highlands Federal Credit Union is a proactive, member-owned cooperative whose purpose is to provide personal service & shared value, while maintaining its financial stability & integrity. Serving all of Piscataquis, Penobscot & Somerset counties, MHFCU is proud to offer members a variety of quality banking services.
Lincoln Maine Federal Credit Union is a non-profit cooperative where members pool their financial assets to provide funds for loans and other financial services available to members only. The universal philosophy of the credit union movement is: Not for Profit — Not for Charity — But for Service.
Downeast Credit Union was founded in 1941 by employees of St. Croix Pulp and Paper Company. Since then, DECU has grown to over 20, 000 members sharing the common bond with those who live, work, worship, attend school, or conduct business in Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties.
Rockland Savings Bank creates unmatched customer loyalty, builds lasting relationships and embraces innovation to meet our customers financial goals all while professionally delivering friendly, personal service. We believe the strength of our community comes from the strength of its members.
Franklin-Somerset Federal Credit Union’s humble beginnings began as Bass Shoe Federal Credit Union with 8 members – six women & two men, each with a share of $5.00, on 1962. Since then, our charter has changed a bit & our field of membership grown. In the seventies, Bass Shoe Federal Credit Union became Wilton Community, then Franklin County FCU.
