12 Construction Loan Lenders with AI in Gray, Maine 2026

Lendersa® offers a comprehensive list of construction loan lenders available in Gray, ME. This list features regional banks, national financial institutions, and local hard money lenders using private funds to support your new construction or major rehabilitation projects.

In Gray, ME, the estimated cost for constructing a 2,000 square foot home ranges from $225,327 for simple builds to $408,874 for more elaborate constructions. The interest rates and terms associated with construction loans vary according to borrower financial conditions, the loan-to-value ratio (LTV), after-repair value (ARV), and the chosen lender.

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To meet all your construction financing needs, Lendersa® leverages AI technology to quickly match your loan request with a vast network of construction lenders. You can discover competitive construction interest rates for funding new builds, fix and flips, or major rehabs on residential and commercial properties across ME.

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Reduce unnecessary inquiries to safeguard your credit score. Get preapproved for land loans without needing to share your social security number or any sensitive financial information.

You could qualify for 100% Loan to Value (LTV) financing by pledging additional properties as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to connect with vacant land loan providers in the zip codes 4039.



Gray Construction Loan Lenders

  • Cumberland County Federal Credit Union
  • 101 Gray Road, Falmouth, ME, 04105
  • Lends in Maine
  • Cumberland County Federal Credit Union (CCFCU) is the 8th largest credit union in Maine, locally operated and member-owned, and offering a full range of financial services. Headquartered in Falmouth, ME, CCFCU currently has a Contact Center and five branch locations – Portland, Westbrook, Gray, Windham and Yarmouth.

  • Midcoast Federal Credit Union
  • 186 Lower Main Street, Freeport, ME, 04032
  • Lends in Maine
  • Midcoast Federal Credit Union is a not-for-profit financial cooperative, owned by our Members who are residents, relatives, or people employed by numerous businesses throughout the Midcoast Region of Maine. Midcoast Federal Credit Union serves the communities of Sagadahoc, Lincoln and Knox counties along with residents and businesses.

  • Gorham Savings Bank
  • 64 Main St, Gorham, ME, 04038
  • Lends in Maine
  • We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.

  • Infinity Credit Union
  • 202 Larrabee Road, Westbrook, ME, 04092
  • Lends in Maine
  • We believe that together, we can make your dream Real. For 100 years, serving our communities, building relationships, & welcoming new members has been at the heart of what we do. We believe kind words and good works are currencies whose value never diminishes. We are passionate about learning your story and committed to doing what’s best for you.

  • Evergreen Credit Union
  • 225 Riverside St, Portland, ME, 04103
  • Lends in Maine
  • Evergreen Credit Union is one of the largest credit unions in Maine, with $400 million in assets and serving over 25, 000 members throughout Southern Maine. We proudly serve all the banking needs of individuals, families and local businesses. As a local credit union, we get to really know our members

  • Lisbon Community Federal Credit Union
  • 325 Lisbon Street, Lisbon, ME, 04250
  • Lends in Maine
  • The LISBON COMMUNITY FEDERAL CREDIT UNION is a not for profit, full service financial institution owned by and operated for our Members. The LCFCU was founded in 1959 to serve those who reside or work in the Lisbon, Lisbon Falls and Durham areas. Since that time, this federally chartered, federally insured Credit Union has grown steadily.

  • Dirigo Federal Credit Union
  • 20 Washington Street, Auburn, ME, 04210
  • Lends in Maine
  • Dirigo Federal Credit Union services members in the greater Lewiston/Auburn area including Mechanic Falls & South Paris and has for over 60 years!
    Dirigo FCU proudly serves the counties of Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, and York.

  • East Coast Mortgage Group
  • 316 Center Street, Auburn, ME, 04210
  • Lends in Maine
  • East Coast Mortgage Group is a mortgage broker that is located in Auburn, Maine that offers the best rates, terms and fast closings throughout the State of Maine. Since 2007, East Coast Mortgage Group has been a mortgage company that has excelled to meet the needs of Maine communities within Lewiston, ME, Auburn, ME and Portland

  • Select Realty Capital
  • 183 Middle Street, Suite 201, Portland, ME, 04101
  • Lends in Maine
  • Select Realty Capital offers financing options for all stages of real estate investment. Whether you are looking to start a new build project, fix and flip a house, or buy and hold rental properties - we have options to help with your investing needs. Our firm specializes in short term loans to real estate investors and developers.

  • Community Credit Union Maine
  • 144 Pine Street, Lewiston, ME, 04240
  • Lends in Maine
  • Community Credit Union has been serving our members & the community since 1945 and hopes you will give us the opportunity to serve you. We also believe strongly in giving back to our community. After all, Community is our name. Board Members, Management and employees of Community Credit Union are personally involved by serving on community boards.