300 Construction Loan Lenders with AI in Monmouth, Maine 2026

The Lendersa® directory of construction loan lenders in Monmouth, ME includes regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or major rehab projects.

In Monmouth, ME, lenders calculate construction costs for a 2,000 square foot home, from $224,799 for basic constructions to $408,346 for more intricate designs. The interest rates and terms vary based on borrowers' financial status, the Loan to Value (LTV), After Repair Value (ARV), and the lender type chosen.

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Lendersa® uses AI to match your loan request with numerous construction lenders, meeting your financing needs. Discover top construction rates for fixing, flipping, or major rehabs on residential and commercial properties in ME.

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Avoiding unnecessary inquiries helps protect your credit score. Get preapproved for your land loan without disclosing your social security number or any sensitive data.

You can qualify for 100% LTV financing by pledging additional property as collateral through a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 04259, 04265.



  • Saco Valley Credit Union
  • 312 Main Street, Saco, ME, 04072
  • Lends in Maine
  • Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.

  • Saco & Biddeford Savings Inst
  • 50 Industrial Park Rd, Saco, ME, 04072
  • Lends in Maine
  • Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations

  • PeoplesChoice Credit Union
  • 23 Industrial Park Rd, Saco, ME, 04072
  • Lends in Maine
  • Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members

  • Biddeford Savings
  • 65 Portland Rd, Kennebunk, ME, 04043
  • Lends in Maine
  • On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors

  • Maine Highlands Federal Credit Union
  • 73 Main Street, Dexter, ME, 04930
  • Lends in Maine
  • Maine Highlands Federal Credit Union is a proactive, member-owned cooperative whose purpose is to provide personal service & shared value, while maintaining its financial stability & integrity. Serving all of Piscataquis, Penobscot & Somerset counties, MHFCU is proud to offer members a variety of quality banking services.

  • Partners Bank
  • 900 Main St, Sanford, ME, 04073
  • Lends in Maine
  • Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019

  • Seaboard Federal Credit Union
  • 177 Main Street, Bucksport, ME, 04416
  • Lends in Maine
  • Since 1940 Seaboard Federal Credit Union has strived to meet the needs of its owners in providing a safe and sound financial alternative. All accounts are insured to at least $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government. We strive to keep costs low and profits are returned to our members.

  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • Lends in Maine
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.

  • University Credit Union - Maine
  • 15 Main Street, Orono, ME, 04473
  • Lends in Maine
  • Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we're owned by our members, not outside stockholders. This means you’re part of something that puts “U” first.

  • Bar Harbor Bank & Trust
  • 82 Main St, Bar Harbor, ME, 04609
  • Lends in Maine
  • Bar Harbor Bank & Trust thinks differently about banking. Since our founding in 1887, our focus has been on establishing relationships with our customers. We get to know our customers and their financial goals, and we work with them to provide solutions that best work for them. We believe that good things happen when we work together.

  • Bar Harbor Savings & Loan Association
  • 103 Main Street, Bar Harbor, ME, 04609
  • Lends in Maine
  • Bar Harbor Savings and Loan was incorporated in 1902 by a group of local residents ranging from farmers to lawyers. Its mission was to promote savings and provide the means for affordable home ownership for all members.

    Today, the Association still has its roots in the local community as a mutual Association owned and managed by its members.

  • Pinnacle Mortgage Corp
  • 835 Hanover St, Unit 301, Manchester, NH, 03104
  • Lends in Maine
  • The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.