12 Construction Loan Lenders with AI in Waterboro, Maine 2026

The Lendersa® directory of construction loan providers in Waterboro, ME encompasses a variety of lenders, including regional banks, nationwide institutions, and local hard money lenders who utilize private capital to fund your new construction or substantial renovations.

Lenders evaluate the construction costs for a 2,000 square foot home in Waterboro, ME, with estimates ranging from $225,305 for basic projects to $408,852 for more sophisticated builds. The loan's interest rate and terms can differ based on the borrower's financial profile, the loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender.

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To fulfill all your construction financing requirements, Lendersa®'s AI technology efficiently matches your loan request with hundreds of leading construction lenders. Find the most competitive construction rates for financing new constructions, fix-and-flip projects, or significant rehabs of residential and commercial properties within ME.

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By reducing unnecessary inquiries, you can help protect your credit score. Achieve preapproval for a land loan without the necessity of divulging your social security number or any sensitive financial data.

You might obtain 100% Loan-to-Value (LTV) financing by agreeing to use additional properties as collateral, referred to as a blanket loan.

Leverage the Lendersa® land loan calculator to find lenders offering vacant land loans in the specified zip codes 04061.



Waterboro Construction Loan Lenders

  • Gorham Savings Bank
  • 64 Main St, Gorham, ME, 04038
  • Lends in Maine
  • We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.

  • Saco Valley Credit Union
  • 312 Main Street, Saco, ME, 04072
  • Lends in Maine
  • Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.

  • Saco & Biddeford Savings Inst
  • 50 Industrial Park Rd, Saco, ME, 04072
  • Lends in Maine
  • Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations

  • PeoplesChoice Credit Union
  • 23 Industrial Park Rd, Saco, ME, 04072
  • Lends in Maine
  • Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members

  • Partners Bank
  • 900 Main St, Sanford, ME, 04073
  • Lends in Maine
  • Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019

  • Biddeford Savings
  • 65 Portland Rd, Kennebunk, ME, 04043
  • Lends in Maine
  • On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors

  • Maine Mortgage Solutions LLC
  • 114 Holmes Rd, Scarborough, ME, 04074
  • Lends in Maine
  • Maine Mortgage Solutions LLC is your source for finding the right home financing option that suits your needs and budget. Whether you're a first-time homebuyer, bought and sold a hundred homes, or looking to invest we can help you.

    Mark Violette is the owner of Maine Mortgage Solutions LLC

  • Infinity Credit Union
  • 202 Larrabee Road, Westbrook, ME, 04092
  • Lends in Maine
  • We believe that together, we can make your dream Real. For 100 years, serving our communities, building relationships, & welcoming new members has been at the heart of what we do. We believe kind words and good works are currencies whose value never diminishes. We are passionate about learning your story and committed to doing what’s best for you.

  • Evergreen Credit Union
  • 225 Riverside St, Portland, ME, 04103
  • Lends in Maine
  • Evergreen Credit Union is one of the largest credit unions in Maine, with $400 million in assets and serving over 25, 000 members throughout Southern Maine. We proudly serve all the banking needs of individuals, families and local businesses. As a local credit union, we get to really know our members

  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • Lends in Maine
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.