282 Construction Loan Lenders with AI in Waterville, Maine 2025

The Lendersa® directory in Waterville, ME includes a variety of construction loan providers, such as national lenders, regional banks, and local hard money lenders using private funds for new build projects or significant rehabs.

In Waterville, ME, for a 2,000 square foot home, construction costs are estimated at $225,668 for basic structures and $409,215 for more elaborate ones. The interest rates and loan terms depend on the borrower's financial health, LTV, ARV, and selected lender type.

Browse loan offers from 100 lenders

The essential construction loan calculator

To fulfill all construction financing demands, Lendersa® AI technology instantly aligns your loan request with numerous construction lenders. Find top construction rates for financing new builds or major rehabs on properties in ME.

Looking for construction loan lenders nearby?

To safeguard your credit score, limit unnecessary credit inquiries. Pre-approval for a land loan is possible without disclosing your social security number or sensitive financial info.

You might be eligible for 100% LTV financing if you agree to provide additional property as collateral in a blanket loan.

Use the Lendersa® land loan calculator to explore lenders offering vacant land loans in the zip codes 04901, 04903.



  • KV Federal Credit Union
  • 316 West River Road, Augusta, ME, 04330
  • KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
  • Capital Area Federal Credit Union
  • 2010 North Belfast Avenue, Augusta, ME, 04330
  • Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
  • Sebasticook Valley Federal Credit Union of Maine
  • 505 Somerset Avenue, Pittsfield, ME, 04967
  • Our Mission is To support our local community with valuable services, in a friendly atmosphere, with caring employees who are committed to upholding the credit union philosophy. Sebasticook Valley Federal Credit Union is Not for profit, not for charity, but for service. SVFCU expanded their field of membership to include all of Penobscot, Somerset.
  • Franklin-Somerset Federal Credit Union
  • 26 Leavitt Street, Skowhegan, ME, 04976
  • Franklin-Somerset Federal Credit Union’s humble beginnings began as Bass Shoe Federal Credit Union with 8 members – six women & two men, each with a share of $5.00, on 1962. Since then, our charter has changed a bit & our field of membership grown. In the seventies, Bass Shoe Federal Credit Union became Wilton Community, then Franklin County FCU.
  • Skowhegan Savings
  • 13 Elm Street, Skowhegan, ME, 04976
  • Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
  • Winthrop Area Federal Credit Union
  • 94 Highland Avenue, Winthrop, ME, 04364
  • Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
  • Franklin Savings Bank
  • 197 Main Street, Farmington, ME, 04938
  • Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
  • Rockland Savings Bank
  • 582 Main Street, Rockland, ME, 04572
  • Rockland Savings Bank creates unmatched customer loyalty, builds lasting relationships and embraces innovation to meet our customers financial goals all while professionally delivering friendly, personal service. We believe the strength of our community comes from the strength of its members.