433 Construction Loan Lenders with AI in Ann-Arbor, Michigan 2025

Lendersa® provides a comprehensive list of construction loan lenders in Ann-Arbor, MI, including regional banks, national lenders, and local hard money lenders. These providers use private funds to back your ground-up construction or major rehab projects, offering diverse financial solutions to suit different needs.

Lenders estimate the construction cost for a 2,000 square-foot home in Ann-Arbor, MI, ranging from $173,380 for basic structures to $317,303 for more elaborate constructions. Interest rates and loan terms vary based on factors such as the borrower's financial profile, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the selected lender type.

Compare loan offers from 100 lenders to find the best fit for your project financing needs.

Maximize value with the magic construction loan calculator

Lendersa® leverages AI technology to instantly align your loan requests with a wide array of construction lenders, efficiently meeting all your financing requirements. Discover the best construction rates to finance ground-up constructions, fix N flip ventures, or major rehabs of residential and commercial properties in MI.

Searching for construction loan lenders nearby?

Avoid unnecessary inquiries that could harm your credit score. Secure preapproval for your land loan without providing your social security number or other sensitive financial data.

By agreeing to use additional property as collateral through a blanket loan, you may be eligible for 100% LTV (Loan-to-Value) financing, enhancing your financial leverage.

Utilize the Lendersa® land loan calculator to identify lenders specializing in vacant land loans, using zip codes 48103, 48104, 48105, 48108, 48109, 48113 to guide your search effectively.



  • Arbor Financial Credit Union
  • 1551 South 9th Street, Kalamazoo, MI, 49009
  • Arbor Financial is a full-service credit union open to anyone who lives, works or worships in Michigan. Our employees are committed to helping our members improve their financial lives. credit union open to anyone who lives, works or worships in Michigan. We got our start in 1935 as the Kalamazoo School Employees Credit Union.
  • Kalamazoo County State Bank
  • 223 N Grand Street, Schoolcraft, MI, 49087
  • Kalamazoo County State Bank is the oldest independently owned and operated community bank in Kalamazoo County. The driving force that led to the bank’s formation over ten decades ago came from the Krum and Angell families. Members of both families saw the need for hometown banking services.
  • United Financial Credit Union
  • 1026 W. Midland Road, Auburn, MI, 48611
  • Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.
  • Community West Credit Union
  • 5801 Broadmoor Avenue SE, Kentwood, MI, 49512
  • Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan. Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
  • United Bank of Michigan
  • 900 East Paris Ave SE, Grand Rapids, MI, 49546
  • United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
  • Northwind Financial Corporation
  • 625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546
  • Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997
  • Team Mortgage Company
  • 5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546
  • We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.
  • Preferred Credit Union
  • 3767 Sparks Dr SE, Grand Rapids, MI, 49546
  • Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.
  • Heartland Home Mortgage
  • 6190 Kalamazoo Ave SE, Grand Rapids, MI, 49508
  • Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.
  • G. W. Jones Exchange Bank
  • 115 West Main Street, Marcellus, MI, 49067
  • The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.