448 Construction Loan Lenders with AI in Chelsea, Michigan 2026

The Lendersa® compilation of construction loan lenders in Chelsea, MI, includes regional banks, national financiers, and local hard money lenders using private funds for new construction and major rehab projects.

In Chelsea, MI, lenders estimate the construction cost for a 2,000 square foot home ranges from $171,543 for basic designs to $315,466 for more elaborate constructions. The interest rate and loan terms vary based on the borrower's financial status, loan-to-value (LTV), after-repair value (ARV), and the kind of lender chosen.

Compare loan offers from 100 lenders

The essential construction loan calculator

Using advanced AI technology, Lendersa® matches your loan requests with numerous construction lenders to ensure all financing needs are met. Explore the best construction rates available to fund ground-up builds, fix-and-flips, or major rehabs on both residential and commercial properties in MI.

Local construction loan providers

Preserve your credit score by avoiding unnecessary inquiries. You can be preapproved for a land loan without revealing your social security number or other sensitive information.

You may qualify for 100% LTV financing if you agree to use additional property as collateral, often called a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 48118.



  • Parker Mortgage Group LLC
  • 1101 S MAIN ST, STE 151, Chelsea, MI, 48118
  • Lends in Michigan
  • Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.

  • Ijara Community Development Corporation
  • 2531 Jackson Ave, Suite 331, Ann Arbor, MI, 48103
  • Lends in Michigan
  • Ijara Community Development Corp is a Michigan non-profit dedicated to educate and help the Muslim community avoid Riba/ Interest. Our goal is to be your source for Islamic Finance solutions. Whether you are looking for an Islamic loan for your home or business, we have a competitive solution that will meet your needs.

  • Cluett Capital Partners
  • 14 Ridgeway Street, Ann Arbor, MI, 48104
  • Lends in Michigan
  • Cluett Capital Partners provides commercial real estate financing solutions, including private money, hard money, DSCR loans, and institutional capital from banks, Fannie Mae, Freddie Mac, CMBS, HUD/FHA, and life companies. We structure customized bridge, construction, and permanent loans for multifamily and investment properties, delivering competitive terms and efficient execution in today’s evolving capital markets.

  • Bank of Ann Arbor
  • 125 S. Fifth Ave, Ann Arbor, MI, 48104
  • Lends in Michigan
  • Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.

  • Concord Mortgage, Inc.
  • 430 W Main St, Brighton, MI, 48116
  • Lends in Michigan
  • Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.

  • Bank Michigan
  • 417 S. Main St., Brooklyn, MI, 49230
  • Lends in Michigan
  • Bank Michigan originated in 1907 in Onsted, MI. We have since evolved from a one town, one location Bank to three locations, with our Founding Lenawee County office in Onsted, one location in Brooklyn, one in Ann Arbor, servicing customers primarily in these market areas.

    We are a Community Bank with a team who take the word very serious.

  • Aeroquip Credit Union
  • 901 Plymouth Street, Jackson, MI, 49201
  • Lends in Michigan
  • Aeroquip Credit Union is a full service credit union and a not-for-profit financial cooperative, which means we help our members save money

    in the form of high-return savings and low-rate loans. Because we are owned by our members, the membership is our top priority.

    We are dedicated to providing you with exceptional service

  • Flagstar Bank
  • 301 West Michigan Avenue, Suite 4-501, Jackson, MI, 49201
  • Lends in Michigan
  • At Flagstar, we believe in the Human Interest Rate. It’s not the interest rate other banks talk about, but we do. We have genuine interest in helping our customers achieve their financial goals and bringing solutions within reach. While you’re here, please reach out to us any time.

  • First National Home Mortgage
  • 101 E. Grand River, Howell, MI, 48843
  • Lends in Michigan
  • First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.

  • TRUE Community Credit Union
  • 1100 Clinton Road, Jackson, MI, 49202
  • Lends in Michigan
  • At TRUE to our members, TRUE to our communities, and TRUE to our team. All are invited to join TRUE Community, and we proudly serve anyone who lives, learns, works, or worships across the State of Michigan.

    We work hard to create and protect an inclusive environment where differences are celebrated

  • Mortgage Capital Solutions
  • 2388 Genoa Business Park Drive, Brighton, MI, 48114
  • Lends in Michigan
  • Mortgage Capital Solutions is a medium size mortgage originator intent on providing exceptional, individualized service and maintaining supportive, lasting relationships with borrowers, Realtors and builders. We are dedicated to our clients and work hard to develop programs and lending options that are suitable to the people we serve.