Construction Loan Lenders in Charlotte, Michigan (2026)

Lendersa® presents a comprehensive directory of construction loan lenders in Charlotte, MI, featuring regional banks, national lenders, and local hard money lenders who use private funds for ground-up constructions or major renovation projects.

Lenders in Charlotte, MI assess construction costs for a 2,000 square foot home, with prices from $172,423 for basic builds to $316,346 for more upscale constructions. The interest rates and terms are influenced by borrower's financial details, LTV (Loan to Value), ARV (After Repair Value), and lender type.

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The AI-driven technology of Lendersa® matches your loan queries promptly with numerous construction lenders to meet all financing requirements. Discover top-tier construction rates for financing ground-up developments, fix-and-flip ventures, or extensive rehabilitations for residential and commercial properties throughout MI.

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Charlotte Construction Loan Lenders

  • US Capital Mortgage Partners
  • 1300 N. Waverly Rd, Lansing, MI, 48917
  • Lends in Michigan
  • Our mission at US Capital Mortgage Partners is to provide personal, caring mortgage solutions for every potential homeowner that gives us the opportunity. We are committed to build meaningful relationships with our customers through finding the best products with a competitive rate and excellent customer service.

  • LAFCU
  • PO Box 26188, Lansing, MI, 48909
  • Lends in Michigan
  • LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.

  • Capitol National Bank
  • 200 Washington Square North, Lansing, MI, 48933
  • Lends in Michigan
  • Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.

  • Dart Bank
  • 368 S. Park Street, Mason, MI, 48854
  • Lends in Michigan
  • Our primary purposes are to meet the financial needs of our banking communities, protect and increase the value of stockholders'​ investments, and serve the community in financial and non-financial ways. Our bank acknowledges the interdependence of all mankind in the world and reaches out beyond local areas in times of need.

  • Homestead Savings Bank
  • 415 S. Superior Street, Albion, MI, 49224
  • Lends in Michigan
  • Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.

  • Portland Federal Credit Union
  • 9077 Charlotte Hwy., Portland, MI, 48875
  • Lends in Michigan
  • PFCU is a credit union located in West/Central Michigan dedicated to improving our members’ lives.With assets of over $690 million, more than 52, 000 members and 12 branches, PFCU provides every type of financial service our members require. From loans to credit cards to business banking solutions, members trust PFCU to provide financial service.

  • Marshall Community Credit Union
  • 839 West Green Street, Marshall, MI, 49068
  • Lends in Michigan
  • MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.

  • Kellogg Community Credit Union
  • 41 2nd St, Battle Creek, MI, 49014
  • Lends in Michigan
  • Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall

  • Union Bank
  • 933 Fourth Ave, Lake Odessa, MI, 48849
  • Lends in Michigan
  • Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan's soil. For nearly a century we've worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them.