Construction loans with AI in Grayling, MI [2026 list]

The Lendersa® registry of construction loan lenders in Grayling, MI features regional banks, national lenders, and local hard money financiers utilizing private money for ground-up construction or major rehabilitation projects.

Lenders calculate construction costs in Grayling, MI for a 2,000 square foot home to range from $170,971 for basic builds to $314,894 for more elaborate designs. The interest rates and terms vary based on borrower financials, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the lender type selected.

Your construction loan calculator tool

Utilizing Lendersa®'s AI technology ensures every construction financing need is met by linking your loan requests instantly with hundreds of lenders. Uncover the best construction rates to fund projects, whether new constructions, fix-and-flips, or major rehabs on properties in both residential and commercial sectors in MI.

Find nearby construction loan lenders

To help maintain your credit score, limit unnecessary inquiries. Get preapproved for a land loan without disclosing your social security number or sensitive information.

Eligibility for 100% LTV financing is possible when you pledge additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to identify lenders offering vacant land loans in the zip codes 49738.

Grayling Construction Loan Lenders
(231) 879-4154 Lender's profile and map Forest Area Federal Credit Union 638 Boyd St, Fife Lake, MI, 49633 Lends in Michigan Our mission is to provide our members with quality financial services, giving special attention to their individual needs. Forest Area Federal Credit Union was organized on September 19, 1983. The original office of the credit union was located at Larr’s Sporting Goods in Fife Lake, MI, until such time that an alternate location could be found.
(877) 331-4481 Lender's profile and map Alden State Bank PO Box 39, Alden, MI, 49612 Lends in Michigan The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.
(231) 222-2263 Lender's profile and map Porter Financial Group, LLC 100 Main St, Suite 7, East Jordan, MI, 49727 Lends in Michigan Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(231) 946-2202 Lender's profile and map Versatile Mortgage L.L.C. 810 S Garfield Ave, Suite A, Traverse City, MI, 49686 Lends in Michigan 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.
(231) 946-7090 Lender's profile and map TBA Credit Union 630 East Front Street, Traverse City, MI, 49686 Lends in Michigan TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.
(800) 765-0110 Lender's profile and map 4Front Credit Union PO Box 795, Traverse City, MI, 49685 Lends in Michigan 4Front Credit Union is a member-owned financial. Your financial well-being is at the heart of 4Front Credit Union’s pledge to you, and while plenty of financial institutions make promises, we follow through by ensuring our members enjoy some of the lowest rates on loans and the highest rates on deposits they can find.
(989) 733-8557 Lender's profile and map Awakon Federal Credit Union 20855 Washington Ave., Onaway, MI, 49765 Lends in Michigan Awakon Federal Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. Awakon Federal Credit Union believes that access to low-cost financial services is critical to the health and stability of ordinary citizens.
(231) 547-4411 Lender's profile and map Charlevoix State Bank 111 State Street, Charlevoix, MI, 49720 Lends in Michigan Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.
(231) 946-6655 Lender's profile and map Traverse Catholic Federal Credit Union 3797 Veterans Drive, Traverse City, MI, 49684 Lends in Michigan Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.