Construction Loan Lenders in Holland, Michigan (2026)

The Lendersa® directory of construction loan lenders in Holland, MI features an extensive range of financial institutions including regional banks, national lenders, and local hard money lenders. These lenders utilize private funds specifically for your ground-up construction or major rehabilitation projects.

In Holland, MI, construction lenders typically estimate the cost of a 2,000 square foot home, pricing basic construction at around $173,303 and more elaborate, upscale projects at approximately $317,226. The terms and interest rates of construction loans vary significantly, influenced by multiple factors such as the borrower's financial situation, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and ultimately the lender's own specifications.

Discover and compare various loan offers from a pool of 100 lenders, enabled for diversity and flexibility in your choices.

The transformative construction loan calculator

To comprehensively address all your construction financing needs, Lendersa® employs advanced AI technology that swiftly and seamlessly connects your loan requests with a large network of construction lenders. You can now easily access competitive construction rates to facilitate financing for ground-up constructions, fix and flip opportunities, or significant rehabilitation projects on both residential and commercial properties across MI.

Searching for construction loan lenders in proximity?

Unnecessary credit inquiries can lower your credit score; sidestepping them can ensure its protection. You can secure a preapproval for your land loan without needing to supply your social security number or any delicate financial information.

By pledging additional property as collateral for a blanket loan, you might be eligible for 100% LTV (Loan to Value) financing, aligning with strategic financial goals.

Utilize the Lendersa® land loan calculator to seek out lenders who specialize in vacant land financing, available within the zip codes 49423, providing a guided pathway to finding the most suitable lender for your needs.



Holland Construction Loan Lenders

  • The Mortgage House Inc
  • 305 Hoover, Suite 500, Holland, MI, 49423
  • Lends in Michigan
  • This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.

  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • Lends in Michigan
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.

  • West Michigan Community Bank
  • 5367 School Avenue, Hudsonville, MI, 49426
  • Lends in Michigan
  • West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.

  • Grand River Bank
  • 4471 Wilson Ave SW, Grandville, MI, 49418
  • Lends in Michigan
  • Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members

  • Elevation Mortgage LLC
  • 2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
  • Lends in Michigan
  • At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • AAC Credit Union
  • 177 Wilson Avenue NW, Grand Rapids, MI, 49534
  • Lends in Michigan
  • AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.

  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Lends in Michigan
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.

  • Heartland Home Mortgage
  • 6190 Kalamazoo Ave SE, Grand Rapids, MI, 49508
  • Lends in Michigan
  • Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.

  • West Michigan Credit Union
  • 1319 Front Avenue NW, Grand Rapids, MI, 49504
  • Lends in Michigan
  • Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.