451 Construction Loan Lenders with AI in Houghton, Michigan 2026

Lendersa® offers a comprehensive list of construction loan lenders in Houghton, MI, including regional banks, national lenders, and local hard money lenders who use private money for ground-up construction or major rehab projects.

In Houghton, MI, lenders estimate the cost of a 2,000 square foot home, with prices ranging from $172,577 for basic builds to $316,500 for more elaborate constructions. Interest rates and loan terms vary, influenced by the borrower's financial situation, LTV (Loan to Value), ARV (After Repair Value), and the lender type you select.

Explore and compare loan offers from 100 different lenders

Discover the power of the construction loan calculator

Using AI technology, Lendersa® efficiently matches your loan requests with a vast array of construction lenders, ensuring all your financing needs are addressed. Find ideal construction rates to support ground-up builds, fix and flips, or major rehabs for both residential and commercial properties in MI.

Looking for construction loan lenders close by?

Avoiding unnecessary inquiries can help maintain your credit score. Secure preapproval for your land loan without submitting your social security number or sensitive financial information.

You might qualify for 100% LTV financing by pledging additional property as collateral under a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 49931.



  • West Michigan Credit Union
  • 1319 Front Avenue NW, Grand Rapids, MI, 49504
  • Lends in Michigan
  • Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.

  • Mercantile Bank
  • 310 Leonard St NW, Grand Rapids, MI, 49504
  • Lends in Michigan
  • Mercantile Bank of Michigan was founded in 1997 by Directors and Bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. At Mercantile Bank, we use our local Directors, our commitment to the community.

  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • Lends in Michigan
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.

  • Commercial Loan Group, LLC
  • 3300 Eagle Run Dr, Suite 103, Grand Rapids, MI, 49588
  • Lends in Michigan
  • Commercial Loan Group, We have 29 years of experience serving all types of businesses from manufacturing to retail, as well as distribution and service-focused businesses; helping such businesses from closing their doors, banks calling loans, and bankruptcy, to recovery/successretail, as well as distribution and service-focused businesses.

  • Commercial Bank
  • 301 N. State St, Alma, MI, 48801
  • Lends in Michigan
  • Commercial Bank has been a proud local bank since 1893. We have an unwavering devotion to our neighbors and their futures. We make it our mission to reinvest in the community through donations, sponsorships and loans to support the growth of our local residents and businesses. We firmly believe that being local matters.

  • West Michigan Community Bank
  • 5367 School Avenue, Hudsonville, MI, 49426
  • Lends in Michigan
  • West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.

  • Grand River Bank
  • 4471 Wilson Ave SW, Grandville, MI, 49418
  • Lends in Michigan
  • Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members

  • Elevation Mortgage LLC
  • 2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
  • Lends in Michigan
  • At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • United Financial Credit Union
  • 1026 W. Midland Road, Auburn, MI, 48611
  • Lends in Michigan
  • Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.

  • United Bank of Michigan
  • 900 East Paris Ave SE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.

  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.

  • Northwind Financial Corporation
  • 625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546
  • Lends in Michigan
  • Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997