2025 Construction Loans use AI Lenders complete for Muskegon, Michigan

Lendersa® offers a comprehensive list of construction loan lenders in Muskegon, MI, featuring regional banks, national financial entities, and local hard money lenders utilizing private money. These lenders cater to varying needs, such as ground-up construction and major rehabilitation, providing flexible financial options that adapt to different project scales and complexities.

In Muskegon, MI, lenders assess construction costs for a 2,000-square-foot home, which range from $173,358 for basic constructions to $317,281 for more elaborate designs. The interest rates and construction loan terms vary depending on borrower financials, the loan-to-value (LTV) ratio, after-repair value (ARV), and the selected type of lender.

Explore offers from 100 lenders to pinpoint the ideal financing solution for your project goals.

Discover the advanced construction loan calculator

Lendersa®'s innovative AI technology ensures all of your construction financing needs are effectively met by instantly matching your loan request with an extensive range of construction lenders. Discover excellent construction rates available for funding ground-up builds, fix-and-flip projects, or major renovations on both residential and commercial properties throughout MI. This tool provides a streamlined approach to securing optimal financing, reducing the complexity of financial planning for your construction projects.

Locate construction loan lenders near you

To protect your credit score, avoid unnecessary inquiries. Secure preapproval for your land loan without the need to provide your social security number or any sensitive financial details, ensuring confidentiality while accessing necessary funding.

Potentially, you can qualify for 100% LTV financing by pledging additional property as collateral via a blanket loan, offering enhanced leverage for your financial needs.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within zip codes 49442, 49440, 49441, ensuring your search is aligned with both geographic and financial preferences, optimizing your strategy for successful development.



  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
  • Best Financial Credit Union
  • 1888 East Sherman Boulevard, Muskegon, MI, 49444
  • Since 1955, Best Financial Credit Union, formerly Community Schools Credit Union, has focused on providing a comprehensive, member-first banking alternative to the people of West Michigan. We've done so by a combination of getting to know our members' needs on a personal basis, then responding with customized, state-of-the-art services.
  • Service 1 Federal Credit Union
  • 1075 E Sherman Boulevard, Muskegon, MI, 49444
  • Service 1 Federal Credit Union is a member-owned, not-for-profit financial cooperative whose purpose is to promote members' financial well-being and create a positive change in the communities we serve. All profits earned are returned to our members in the form of less fees and better rates. Credit Union is a member-owned
  • Family Financial Credit Union
  • 3575 Henry Street, Muskegon, MI, 49441
  • Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,
  • Lakeshore Federal Credit Union
  • 2182 Lakeshore Drive, Muskegon, MI, 49441
  • Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.
  • HarborLight Credit Union
  • 2151 Cogswell Drive, Whitehall, MI, 49461
  • HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.
  • Gerber Federal Credit Union
  • 508 W State St, Fremont, MI, 49412
  • Gerber Federal Credit Union was founded here in Michigan, and we’re focused on growing here. Our promise is to provide high quality services to satisfy member financial needs through competitive products and services and friendly, well-trained, caring employees applying the latest technology.
  • ChoiceOne Bank
  • 109 E. Division, Sparta, MI, 49345
  • ChoiceOne Bank is a full service financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. is the holding company headquartered in Sparta, Michigan.
  • Meijer Credit Union
  • 2410 Gaynor Avenue NW, Grand Rapids, MI, 49544
  • Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.