Construction Loan Lenders in North-Muskegon, Michigan (2026)

The Lendersa® list of construction loan lenders in North-Muskegon, MI includes regional banks, national lenders, and local hard money providers who use private funds for ground-up constructions or major rehab projects.

In North-Muskegon, MI, lenders estimate the cost to build a 2,000 square foot home ranges from $170,982 for basic designs to $314,905 for more elaborate projects. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and type of lender chosen.

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Using Lendersa®'s AI, your loan needs are matched with hundreds of construction lenders to ensure all needs are met. Discover excellent construction rates for ground-up builds, fix-and-flips, or major rehabs in MI.

Local construction loan providers

To maintain a good credit score, avoid unnecessary inquiries. Preapprove for a land loan without your social security number or sensitive info.

Pledging additional property as security may enable you to acquire 100% LTV financing, often termed a blanket loan.

Try the Lendersa® land loan calculator to find lenders for vacant land loans in the zip codes 49445.



North-Muskegon Construction Loan Lenders

  • HarborLight Credit Union
  • 2151 Cogswell Drive, Whitehall, MI, 49461
  • Lends in Michigan
  • HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.

  • Family Financial Credit Union
  • 3575 Henry Street, Muskegon, MI, 49441
  • Lends in Michigan
  • Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,

  • Lakeshore Federal Credit Union
  • 2182 Lakeshore Drive, Muskegon, MI, 49441
  • Lends in Michigan
  • Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.

  • Best Financial Credit Union
  • 1888 East Sherman Boulevard, Muskegon, MI, 49444
  • Lends in Michigan
  • Since 1955, Best Financial Credit Union, formerly Community Schools Credit Union, has focused on providing a comprehensive, member-first banking alternative to the people of West Michigan. We've done so by a combination of getting to know our members' needs on a personal basis, then responding with customized, state-of-the-art services.

  • Service 1 Federal Credit Union
  • 1075 E Sherman Boulevard, Muskegon, MI, 49444
  • Lends in Michigan
  • Service 1 Federal Credit Union is a member-owned, not-for-profit financial cooperative whose purpose is to promote members' financial well-being and create a positive change in the communities we serve. All profits earned are returned to our members in the form of less fees and better rates. Credit Union is a member-owned

  • Gerber Federal Credit Union
  • 508 W State St, Fremont, MI, 49412
  • Lends in Michigan
  • Gerber Federal Credit Union was founded here in Michigan, and we’re focused on growing here. Our promise is to provide high quality services to satisfy member financial needs through competitive products and services and friendly, well-trained, caring employees applying the latest technology.

  • Shelby State Bank
  • 242 N. Michigan Avenue, Shelby, MI, 49455
  • Lends in Michigan
  • At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.

  • ChoiceOne Bank
  • 109 E. Division, Sparta, MI, 49345
  • Lends in Michigan
  • ChoiceOne Bank is a full service financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. is the holding company headquartered in Sparta, Michigan.

  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • Lends in Michigan
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.