Construction loans lenders Pontiac, MI [2025lenders list]

Among the Lendersa® list of construction loan lenders in Pontiac, MI are diverse options including regional banks, national financiers, and local hard money lenders who leverage private funds. These entities are crucial for financing both new ground-up constructions and significant renovations, providing the capital needed to realize a wide range of building projects.

In Pontiac, MI, lenders calculate construction costs for a 2,000 square foot home from $173,138 for basic structures to $317,061 for more upscale projects. The variability in interest rates and loan terms reflects factors such as the borrower's financial status, Loan-to-Value (LTV), After-Repair Value (ARV), and the chosen type of lending institution. These elements are essential to consider when selecting a lender that aligns with your financial ambitions and project scope.

The innovative construction loan calculator

Lendersa®'s cutting-edge AI technology ensures that all your construction financing demands are met by instantly matching your loan request with a wide network of construction lenders. Discover optimal construction rates to fund everything from ground-up constructions, fix and flip projects, to major renovations on residential and commercial properties in MI. This powerful tool provides a streamlined way to access customized financial solutions best suited to your project needs.

Are there construction loan lenders nearby?

To maintain your credit score, it's advantageous to minimize unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or any confidential financial information, ensuring a safe and seamless process.

If you agree to use additional property as collateral, known as a blanket loan, you may be eligible for 100% LTV (Loan to Value) financing, offering flexibility and extensive borrowing potential.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 48342, 48340, 48341, 48343, helping you make informed decisions about financing your land acquisitions.

(616) 392-2290 Lender's profile and map Reviews The Mortgage House Inc 305 Hoover, Suite 500, Holland, MI, 49423 This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.
(740) 382-8231 Lender's profile and map Reviews Fahey Bank 127 North Main Street, Marion, OH, 43302 Fahey Bank has been known as a trusted community bank since 1865 – the same year the Civil War ended. Timothy Fahey established the bank in the back of his general store to meet the needs of his neighbors in Marion, Ohio. Fahey Bank is still rooted in Marion – in the same location where Fahey’s general store once stood.
(260) 486-5626 Lender's profile and map Reviews Aspen Mortgage 2420 N Coliseum Blvd, Fort Wayne, IN, 46805 At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.
(260) 483-0514 Lender's profile and map Reviews ProFed Credit Union 1710 St Joe River Dr, Fort Wayne, IN, 46805 ProFed provides personal service to help you reach each important milestone of your life. Our mobile and online banking give you 24/7 access, and you can take us anywhere you go. With our network of over 36, 000+ ATMs, you can be sure your money is within your reach.ProFed Credit Union and start owning your financial future.
(231) 924-4880 Lender's profile and map Reviews Gerber Federal Credit Union 508 W State St, Fremont, MI, 49412 Gerber Federal Credit Union was founded here in Michigan, and we’re focused on growing here. Our promise is to provide high quality services to satisfy member financial needs through competitive products and services and friendly, well-trained, caring employees applying the latest technology.
(269) 423-7014 Lender's profile and map Reviews First State Bank of Decatur 124 Phelps Street, Decatur, MI, 49045 The board of directors, officers & employees of the First State Bank strive to provide the Decatur community & the surrounding area with quality financial services.The bank intends to accomplish this objective by focusing on the community’s expectations.The bank’s operations, products & services are designed to meet or exceed customer expectations.
(260) 471-8336 Lender's profile and map Reviews Partners 1st Credit Union 1330 Directors Row, Fort Wayne, IN, 46808 Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,
(260) 435-5188 Lender's profile and map Reviews Fort Financial Mortgage 3102 Spring St, Fort Wayne, IN, 46808 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
(260) 432-1561 Lender's profile and map Reviews Fort Financial Credit Union 3102 Spring St., Fort Wayne, IN, 46808 Fort Financial Credit Union began in 1946 when the Bureau of Federal Credit Unions approved the charter for Salisbury Axle Federal Credit Union. Just two years later, membership was at 591 and growing. By 1960 membership had almost doubled and for the next several decades up to the present time, this number would rapidly increase.