construction loans lenders in Troy, MI [2025lenders list]

The Lendersa® directory of construction loan lenders in Troy, MI includes an extensive selection of options, featuring regional banks, national lenders, and local hard money lenders who deploy private money. These lenders are well-equipped to finance your new construction projects built from scratch or significant rehab efforts.

In Troy, MI, lenders assess the costs associated with constructing a 2,000 square foot home, with prices starting at $173,259 for typical builds and reaching up to $317,182 for more upscale finishes. The interest rates and terms for these construction loans differ according to the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the particular lender chosen.

The revolutionary construction loan calculator

Meeting all your construction financing demands is now more efficient, thanks to Lendersa®'s cutting-edge AI technology that promptly matches your loan request with a vast array of construction lenders. This allows you to discover advantageous construction rates for funding ground-up projects, fix and flips, or major rehabs on both residential and commercial properties in MI.

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Reducing unnecessary inquiries will help maintain your credit score. Secure preapproval for your land loan without having to disclose your social security number or sensitive financial information.

If you're open to securing your loan with an additional piece of property, known as a blanket loan, you might qualify for 100% LTV (Loan to Value) financing, providing comprehensive coverage for your financial needs.

Take advantage of the Lendersa® land loan calculator to identify vacant land loan providers in the zip codes 48098, 48083, 48085, 48084, 48007, 48099, ensuring you find the most appropriate financing options for purchasing your desired property.

(989) 497-1600 Lender's profile and map Reviews Frankenmuth Credit Union 580 N. Main Street, Frankenmuth, MI, 48734 In 1964 Frankenmuth Credit Union was organized by the employees of Carling Brewery of Frankenmuth. They were looking for an alternative option for their financial needs. In the beginning only the employees of Carling Brewery, Zeilinger Beverage, Geyer’s Brewery and Star of the West Milling could join the credit union – the brewers and millers.
(989) 497-1651 Lender's profile and map Reviews Neighborhood Mortgage Solutions, LLC 975 North Main St, Suite D, Frankenmuth, MI, 48734 Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services to fellow credit unions. We are credit union owned and were founded in 2008 by three credit union partners in Michigan: Frankenmuth Credit Union, Alpena Alcona Area Credit Union and Team One Credit Union.
(989) 269-8077 Lender's profile and map Reviews Northstar Bank 1100 East Caro Road, Caro, MI, 48723 Northstar Bank is a locally owned and operated bank and proud to be a top-producing lender by Independent Banker®! Let Northstar Bank, one of the most responsive, relationship-based banks in Michigan, partner with you. Our commitment to superior service and local decision making will ensure an excellent banking venture for you.
(517) 592-3205 Lender's profile and map Reviews Bank Michigan 417 S. Main St., Brooklyn, MI, 49230 Bank Michigan originated in 1907 in Onsted, MI. We have since evolved from a one town, one location Bank to three locations, with our Founding Lenawee County office in Onsted, one location in Brooklyn, one in Ann Arbor, servicing customers primarily in these market areas. We are a Community Bank with a team who take the word very serious.
(517) 486-2151 Lender's profile and map Reviews Blissfield State Bank 204 East Jefferson, Blissfield, MI, 49228 Our Mission is to remain an independent community financial institution by enhancing the shareholders value, actively supporting the citizens of our community with quality products and services, and providing a meaningful work environment for our employees. This private bank was formed by Arthur D. Gilmore, a recent graduate (1870).
(517) 676-3661 Lender's profile and map Reviews Dart Bank 368 S. Park Street, Mason, MI, 48854 Our primary purposes are to meet the financial needs of our banking communities, protect and increase the value of stockholders' investments, and serve the community in financial and non-financial ways. Our bank acknowledges the interdependence of all mankind in the world and reaches out beyond local areas in times of need.
(517) 789-2890 Lender's profile and map Reviews Aeroquip Credit Union 901 Plymouth Street, Jackson, MI, 49201 Aeroquip Credit Union is a full service credit union and a not-for-profit financial cooperative, which means we help our members save money in the form of high-return savings and low-rate loans. Because we are owned by our members, the membership is our top priority. We are dedicated to providing you with exceptional service
(480) 734-0428 Lender's profile and map Reviews Flagstar Bank 301 West Michigan Avenue, Suite 4-501, Jackson, MI, 49201 At Flagstar, we believe in the Human Interest Rate. It’s not the interest rate other banks talk about, but we do. We have genuine interest in helping our customers achieve their financial goals and bringing solutions within reach. While you’re here, please reach out to us any time.