448 Construction Loan Lenders with AI in Troy, Michigan 2026

The Lendersa® directory of construction loan lenders in Troy, MI includes an extensive selection of options, featuring regional banks, national lenders, and local hard money lenders who deploy private money. These lenders are well-equipped to finance your new construction projects built from scratch or significant rehab efforts.

In Troy, MI, lenders assess the costs associated with constructing a 2,000 square foot home, with prices starting at $173,259 for typical builds and reaching up to $317,182 for more upscale finishes. The interest rates and terms for these construction loans differ according to the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the particular lender chosen.

Review and compare loan offers from 100 diverse lenders to find the best fit for your financial and project needs.

The revolutionary construction loan calculator

Meeting all your construction financing demands is now more efficient, thanks to Lendersa®'s cutting-edge AI technology that promptly matches your loan request with a vast array of construction lenders. This allows you to discover advantageous construction rates for funding ground-up projects, fix and flips, or major rehabs on both residential and commercial properties in MI.

Looking for construction loan lenders nearby?

Reducing unnecessary inquiries will help maintain your credit score. Secure preapproval for your land loan without having to disclose your social security number or sensitive financial information.

If you're open to securing your loan with an additional piece of property, known as a blanket loan, you might qualify for 100% LTV (Loan to Value) financing, providing comprehensive coverage for your financial needs.

Take advantage of the Lendersa® land loan calculator to identify vacant land loan providers in the zip codes 48098, 48083, 48085, 48084, 48007, 48099, ensuring you find the most appropriate financing options for purchasing your desired property.



  • Wayne Westland Federal Credit Union
  • 500 S. Wayne Rd, Westland, MI, 48186
  • Lends in Michigan
  • Wayne Westland Federal Credit Union began in 1954 based on the credit union “people helping people” philosophy. As a community-chartered credit union, we put our members first in all we do.

    We’re not like a typical bank. WWFCU is not-for-profit, which means all of our earnings go back to you.

  • Parkside Credit Union
  • 1747 S. Newburgh Rd., Westland, MI, 48186
  • Lends in Michigan
  • Parkside Credit Union, a Michigan based financial institution, has been serving the community since 1953. Parkside offers a full line of financial products and services to its members and provides convenient account access with thousands of nationwide fee‐free ATM locations as well as mobile, online, and telephone solutions.

  • Next Bridge Funding
  • 820 Starkweather St, Plymouth, MI, 48170
  • Lends in Michigan
  • Next Bridge Funding was founded to meet the needs of underserved traditional bank customers. We provide fast, short term, Real Estate Financing on Commercial Real Estate in the Midwest. We pride ourselves on working at the speed of our customers. The Real Estate Market moves fast and so do we.

  • Mortgage Capital Solutions
  • 2388 Genoa Business Park Drive, Brighton, MI, 48114
  • Lends in Michigan
  • Mortgage Capital Solutions is a medium size mortgage originator intent on providing exceptional, individualized service and maintaining supportive, lasting relationships with borrowers, Realtors and builders. We are dedicated to our clients and work hard to develop programs and lending options that are suitable to the people we serve.

  • Concord Mortgage, Inc.
  • 430 W Main St, Brighton, MI, 48116
  • Lends in Michigan
  • Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.

  • The State Bank
  • 175 N. Leroy St, Fenton, MI, 48430
  • Lends in Michigan
  • Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.

  • Dort Financial Credit Union
  • 9048 Holly Rd, Grand Blanc, MI, 48439
  • Lends in Michigan
  • Dort Financial Credit Union is a not-for-profit financial cooperative whose mission is to open doors to our members by providing quality financial services. Each member owns one share of the cooperative, represented by the initial deposit made to a primary savings account. Dort Financial Credit Union values communication with our members.

  • Shore to Shore Community Federal Credit Union
  • 4550 Division Street, Trenton, MI, 48183
  • Lends in Michigan
  • Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.