2026 Construction Loan Lenders for St.-Johns, Michigan

Lendersa® presents a comprehensive list of construction loan providers in St.-Johns, MI, featuring regional banks, national financial organizations, and local hard money lenders who use private funds for new constructions or major rehabs.

In St.-Johns, MI, the cost estimate for a 2,000 square foot home ranges from $172,027 for basic structures to $315,950 for more elaborate designs. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and type of lender selected.

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To ensure all your construction financing needs are fulfilled, Lendersa® employs advanced AI technology to match your loan requests with numerous lenders. Discover top construction rates to finance ground-up builds, fix-and-flip projects, or major rehab efforts on both residential and commercial properties within MI.

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Reducing unnecessary inquiries can help maintain your credit score. Secure preapproval for your land loan without having to provide your social security number or any sensitive financial data.

You may qualify for 100% LTV financing by agreeing to use additional property as security, also known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 48879.



St.-Johns Construction Loan Lenders

  • LAFCU
  • PO Box 26188, Lansing, MI, 48909
  • Lends in Michigan
  • LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.

  • Capitol National Bank
  • 200 Washington Square North, Lansing, MI, 48933
  • Lends in Michigan
  • Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.

  • US Capital Mortgage Partners
  • 1300 N. Waverly Rd, Lansing, MI, 48917
  • Lends in Michigan
  • Our mission at US Capital Mortgage Partners is to provide personal, caring mortgage solutions for every potential homeowner that gives us the opportunity. We are committed to build meaningful relationships with our customers through finding the best products with a competitive rate and excellent customer service.

  • Portland Federal Credit Union
  • 9077 Charlotte Hwy., Portland, MI, 48875
  • Lends in Michigan
  • PFCU is a credit union located in West/Central Michigan dedicated to improving our members’ lives.With assets of over $690 million, more than 52, 000 members and 12 branches, PFCU provides every type of financial service our members require. From loans to credit cards to business banking solutions, members trust PFCU to provide financial service.

  • Michigan One Community Credit Union
  • 510 S Dexter Street, Ionia, MI, 48846
  • Lends in Michigan
  • Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.

  • Commercial Bank
  • 301 N. State St, Alma, MI, 48801
  • Lends in Michigan
  • Commercial Bank has been a proud local bank since 1893. We have an unwavering devotion to our neighbors and their futures. We make it our mission to reinvest in the community through donations, sponsorships and loans to support the growth of our local residents and businesses. We firmly believe that being local matters.

  • Dart Bank
  • 368 S. Park Street, Mason, MI, 48854
  • Lends in Michigan
  • Our primary purposes are to meet the financial needs of our banking communities, protect and increase the value of stockholders'​ investments, and serve the community in financial and non-financial ways. Our bank acknowledges the interdependence of all mankind in the world and reaches out beyond local areas in times of need.

  • Union Bank
  • 933 Fourth Ave, Lake Odessa, MI, 48849
  • Lends in Michigan
  • Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan's soil. For nearly a century we've worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them.

  • Health Advantage Credit Union
  • 4550 State St, Saginaw, MI, 48603
  • Lends in Michigan
  • Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.