4 Construction Loan Lenders with AI in St.-Joseph, Michigan 2026

Lendersa® offers a compilation of construction loan lenders in St.-Joseph, MI, including regional banks, national lenders, and local hard money lenders utilizing private money for ground-up construction or major rehab projects.

In St.-Joseph, MI, the estimated costs for constructing a 2,000 square foot home range from $171,972 for basic designs to $315,895 for more decorative construction. Interest rates and loan terms vary based on the borrower's financial details, LTV, ARV, and the selected type of lender.

Compare loan offers from 100 lenders

The powerful construction loan calculator

To address all your construction financing needs, Lendersa® uses AI technology to rapidly match your loan request with a wide range of construction lenders. Discover the best construction rates to fund projects like new builds, fix-and-flip ventures, or major rehabs on residential and commercial properties in MI.

Searching for construction loan lenders near you?

Reducing unnecessary inquiries preserves your credit score. Obtain preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

You may qualify for 100% LTV (Loan to Value) financing by agreeing to pledge additional property as collateral—a practice known as a blanket loan.

Utilize Lendersa®'s land loan calculator to find lenders offering loans for vacant land in zip codes 49085.



  • Silverline Lending
  • 39500 Orchard Hill Place, Suite 300, Novi, MI, 48375
  • Lends in Michigan
  • Silverline Lending is an equal housing lender and we specialize in brokering residential mortgages throughout the great state of Michigan (MI). We provide all the services offered by big banks without the red tape and high pricing. We see the best in you and deliver the best for you.

  • Health Advantage Credit Union
  • 4550 State St, Saginaw, MI, 48603
  • Lends in Michigan
  • Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.

  • Jolt Credit Union
  • 6180 State St., Saginaw, MI, 48603
  • Lends in Michigan
  • Formerly Catholic Federal Credit Union, as Jolt Credit Union our commitment to this community, our members & our values is a reflection of all that has come before.Originally chartered in 1956 to serve parishioners of St. Mary's Cathedral Federal Credit Union in Saginaw, Mi, Jolt Credit Union continues to be bolstered by our longstanding philosophy

  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • Lends in Michigan
  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.

  • Wexford Community Credit Union
  • 1021 North Mitchell Street, Cadillac, MI, 49601
  • Lends in Michigan
  • Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.

  • Wayne Westland Federal Credit Union
  • 500 S. Wayne Rd, Westland, MI, 48186
  • Lends in Michigan
  • Wayne Westland Federal Credit Union began in 1954 based on the credit union “people helping people” philosophy. As a community-chartered credit union, we put our members first in all we do.

    We’re not like a typical bank. WWFCU is not-for-profit, which means all of our earnings go back to you.

  • Parkside Credit Union
  • 1747 S. Newburgh Rd., Westland, MI, 48186
  • Lends in Michigan
  • Parkside Credit Union, a Michigan based financial institution, has been serving the community since 1953. Parkside offers a full line of financial products and services to its members and provides convenient account access with thousands of nationwide fee‐free ATM locations as well as mobile, online, and telephone solutions.

  • Team One Credit Union
  • 520 Hayden Street, Saginaw, MI, 48607
  • Lends in Michigan
  • Team One Credit Union was originally organized by a group of 15 teachers as Saginaw Teachers Club Credit Union in 1935. Formed to fill a need as a place where teachers could receive financial assistance at reasonable rates, the purpose of this credit union was, and is, to encourage thrift (savings) among our members.

  • Community Alliance Credit Union
  • 39209 6 Mile Road, Suite 160, Livonia, MI, 48152
  • Lends in Michigan
  • A member-owned financial cooperative dedicated to provide our members and our community with exceptional service, financial products and education.

    We have been meeting the financial needs of members and their families since 1966. Membership is available to employees of the Auto Club Group or any of its subsidiary companie

  • Priority 1 Lending, LLC
  • 38701 W. Seven Mile Rd, Suite 290A, Livonia, MI, 48152
  • Lends in Michigan
  • We know that purchasing a home is one of the most important decisions you may ever have to make. Priority 1 Lending is committed to make your mortgage experience as smooth and pleasurable as possible. We believe in process, people, product and technology. We have staff with over 20 years experience

  • EBlock Loans
  • 7031 Orchard Lake Road, Suite 200, West Bloomfield, MI, 48322
  • Lends in Michigan
  • EBLOCK Loans, is a Mortgage Brokering Company. The inspiration behind the name is that the "E" is for “Electronic” while the "BLOCK" is for Block Chain technology combining the two modern technology era's. We pride ourselves on bringing you the fast, in-expensive, digital mortgage experience. Whether you desire to purchase, refinance.

  • Modern Mortgage LLC
  • 930 Seyburn Avenue, Waterford, MI, 48327
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.