2 Construction Loan Lenders with AI in St.-Louis, Michigan 2026

Lendersa® presents a list of construction loan lenders in St.-Louis, MI, which includes regional banks, national lenders, and local hard money lenders using private funding for your ground-up construction or significant rehabs.

In St.-Louis, MI, the estimated cost to build a 2,000 square foot home ranges from $171,796 for basic construction to $315,719 for more luxury options. Interest rates and loan terms can differ based on borrower financials, LTV, ARV, and the lender chosen.

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The advanced construction loan calculator

Lendersa® employs advanced AI technology to match your loan requests swiftly with various construction lenders, ensuring all your financial needs are satisfied. Discover competitive construction rates to fund new builds, fix-and-flip projects, or major rehabs on residential and commercial properties in MI.

Looking for construction loan lenders nearby?

Keeping unnecessary inquiries to a minimum helps maintain your credit score. Get preapproved for your land loan without needing to disclose your social security number or sensitive financial details.

You might qualify for 100% LTV (Loan to Value) financing by agreeing to use additional property as collateral—commonly referred to as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 48880.



St.-Louis Construction Loan Lenders

  • Commercial Bank
  • 301 N. State St, Alma, MI, 48801
  • Lends in Michigan
  • Commercial Bank has been a proud local bank since 1893. We have an unwavering devotion to our neighbors and their futures. We make it our mission to reinvest in the community through donations, sponsorships and loans to support the growth of our local residents and businesses. We firmly believe that being local matters.

  • Isabella Community Credit Union
  • 2400 South Isabella Road, Mount Pleasant, MI, 48858
  • Lends in Michigan
  • Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!

  • United Financial Credit Union
  • 1026 W. Midland Road, Auburn, MI, 48611
  • Lends in Michigan
  • Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.

  • Health Advantage Credit Union
  • 4550 State St, Saginaw, MI, 48603
  • Lends in Michigan
  • Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.

  • Jolt Credit Union
  • 6180 State St., Saginaw, MI, 48603
  • Lends in Michigan
  • Formerly Catholic Federal Credit Union, as Jolt Credit Union our commitment to this community, our members & our values is a reflection of all that has come before.Originally chartered in 1956 to serve parishioners of St. Mary's Cathedral Federal Credit Union in Saginaw, Mi, Jolt Credit Union continues to be bolstered by our longstanding philosophy

  • Team One Credit Union
  • 520 Hayden Street, Saginaw, MI, 48607
  • Lends in Michigan
  • Team One Credit Union was originally organized by a group of 15 teachers as Saginaw Teachers Club Credit Union in 1935. Formed to fill a need as a place where teachers could receive financial assistance at reasonable rates, the purpose of this credit union was, and is, to encourage thrift (savings) among our members.

  • COPOCO Community Credit Union
  • 4265 Wilder Road, Bay City, MI, 48706
  • Lends in Michigan
  • COPOCO Community Credit Union is a credit union, not a bank. What's the difference? The difference is the credit union exists out of an International social purpose of people helping people. Credit unions are not for profit, not for charity, but for service decisions made based on what is best for the credit union members

  • Community First Federal Credit Union
  • 9637 N Greenville Rd, Lakeview, MI, 48850
  • Lends in Michigan
  • Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.

  • Michigan One Community Credit Union
  • 510 S Dexter Street, Ionia, MI, 48846
  • Lends in Michigan
  • Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.

  • Frankenmuth Credit Union
  • 580 N. Main Street, Frankenmuth, MI, 48734
  • Lends in Michigan
  • In 1964 Frankenmuth Credit Union was organized by the employees of Carling Brewery of Frankenmuth. They were looking for an alternative option for their financial needs. In the beginning only the employees of Carling Brewery, Zeilinger Beverage, Geyer’s Brewery and Star of the West Milling could join the credit union – the brewers and millers.