Construction Loan Lenders in Sterling-Heights, Michigan (2026)

Lendersa® provides a list of construction loan providers in Sterling-Heights, MI, which includes regional banks, national lenders, and local hard money sources using private funds for new constructions or major renovations.

In Sterling-Heights, MI, lenders assess the cost to construct a 2,000 square foot home, estimating from $173,336 for standard builds to $317,259 for more upscale projects. Interest rates and loan terms vary according to financial details of the borrower, Loan-To-Value (LTV), After-Repair Value (ARV), and the lender type chosen.

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Addressing all your construction financing needs, Lendersa's AI technology promptly links your loan application with a wide range of construction lenders. You can uncover excellent construction rates to cover new builds, fix-and-flip projects, or extensive rehabs on both residential and commercial properties throughout MI.

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To protect your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without supplying your social security number or other sensitive data.

You might be eligible for 100% LTV (Loan to Value) financing if you pledge extra properties as security (known as a blanket loan).

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans within the zip codes 48310.



Sterling-Heights Construction Loan Lenders

  • THE LOCAL Credit Union
  • 39139 Mound Road, Sterling Heights, MI, 48310
  • Lends in Michigan
  • THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.

    THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.

  • JBG Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • Lends in Michigan
  • At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.

  • Xperience Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • Lends in Michigan
  • At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.

  • Haven Mortgage Group
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • Lends in Michigan
  • At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.

  • Alliance Catholic Credit Union
  • 255 East Maple Road, Troy, MI, 48083
  • Lends in Michigan
  • Alliance Catholic Credit Union was formed in 2013 through a merger of two credit unions: First Catholic Federal Credit Union and Michigan Catholic Credit Union.Both Credit Unions were built from small and large parishes with dedicated parishioners seeking a trusted financial option grounded in a foundation of faith.

  • LLG
  • 850 Stephenson Highway, Suite 405, Troy, MI, 48083
  • Lends in Michigan
  • Local Lending Group’s vision is to see all loans provided
    by someone living in the community where you live,
    a company that understands best the needs of your community.

    Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,

  • Cornerstone Community Financial Credit Union
  • 44911 Mound Rd, Sterling Heights, MI, 48314
  • Lends in Michigan
  • Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.

  • Ross Mortgage Corporation
  • 2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
  • Lends in Michigan
  • Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,

  • Dillon Hunter LLC
  • 1411 Amelia Avenue, Royal Oak, MI, 48073
  • Lends in Michigan
  • When it comes to product range, we have an extensive lineup. We have a full array of choices and lots of ideas to help more buyers qualify. Dillon Hunter Funding is Fannie Mae, Freddie Mac and Ginnie Mae approved. We also broker loans giving our customers a much wider net from which to choose.