2026 Construction Loan Lenders for Baxter, Minnesota

Lendersa® maintains a comprehensive list of construction loan providers in Baxter, MN, including options from regional banks, national lenders, and local hard money lenders utilizing private funds. These lenders support projects ranging from ground-up builds to major renovations.

For a 2,000-square-foot home in Baxter, MN, construction costs can vary, with estimates from $188,330 for basic builds to $344,499 for more sophisticated structures. The specific terms and interest rates of the construction loans fluctuate based on the borrower's financial status, the LTV, ARV, and the type of lender selected.

Explore offers from 100 lenders to find the most suitable options for your needs.

Your essential construction loan calculator

With the help of Lendersa®'s AI technology, your loan request is instantly matched with multiple construction lenders, ensuring your financing needs are met. Discover competitive construction rates for funding projects like ground-up builds, fix-and-flip ventures, or major rehabs on residential and commercial properties in MN.

Find construction loan lenders near you

To protect your credit score, it's crucial to avoid unnecessary inquiries. Secure preapproval for your land loan without requiring your social security number or other sensitive financial information.

Potential eligibility for 100% LTV financing exists if you provide additional property as collateral through a blanket loan process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in specific zip codes 56425.



Baxter Construction Loan Lenders

  • RiverWood Bank
  • 14540 Dellwood Drive, Baxter, MN, 56425
  • Lends in Minnesota
  • RiverWood Bank is a network of community banks located in nine communities in Northern and Central Minnesota, including the cities of: Bagley, Baudette, Baxter, Benson, Bemidji, Big Lake, Crosslake, Monticello, and Morris. Our Mission is to Empowering employee-owners to exceed customer expectations.

  • Deerwood Bank
  • 14986 Lynwood Drive, Baxter, MN, 56425
  • Lends in Minnesota
  • We are committed to providing the best in financial products and services, and will search for creative solutions to your needs. Our flexibility and responsiveness to your requests allow us to tailor our services to meet your unique needs and to provide you with the best banking services available.

  • Brainerd BN Credit Union
  • 804 Laurel Street, Suite 101, Brainerd, MN, 56401
  • Lends in Minnesota
  • Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.

  • Pine Country Bank
  • 1201 1st Avenue Ne, Little Falls, MN, 56345
  • Lends in Minnesota
  • Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.

  • Woodlands National Bank
  • 424 Main Street, Onamia, MN, 56359
  • Lends in Minnesota
  • We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.

  • Mid Central Federal Savings Bank
  • 520 South Jefferson St, Wadena, MN, 56482
  • Lends in Minnesota
  • Mid-Central National Bank has been a partner in this area’s progress since 1957. We have helped consumers and businesses alike to prosper for over 50 years by providing superior services to our customers. Our staff of experienced professionals will respond to your financial needs in a timely and effective manner.

  • Falcon National Bank
  • 183 Cedar Drive, Foley, MN, 56329
  • Lends in Minnesota
  • At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.

  • BankVista
  • 125 Twin Rivers Court, Sartell, MN, 56377
  • Lends in Minnesota
  • BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.

  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Lends in Minnesota
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.