2026 Construction Loan Lenders for Brainerd, Minnesota

Lendersa® offers a detailed list of construction loan lenders in Brainerd, MN, which includes regional banks, national institutions, and local hard money lenders. These lenders employ private funds to support your ground-up construction or major rehabilitation projects, providing diverse financing solutions tailored to various needs.

In Brainerd, MN, the construction costs for a 2,000 square-foot home can range from $188,902 for basic builds to $345,071 for more luxurious designs. Interest rates and loan terms vary based on borrowers' financial profiles, including LTV, ARV, and the type of lender chosen. These factors are crucial in determining the affordability and viability of your project's financing.

Compare loan offers from 100 lenders to find the most suitable solutions for your construction plans.

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With Lendersa®'s AI technology, your loan requests are matched instantly with hundreds of construction lenders, ensuring your financing needs are thoroughly met. Explore excellent construction rates to fund ground-up constructions, fix-and-flip ventures, or major renovations on residential and commercial properties in MN. This tool helps you navigate and secure the best financial options.

Locate nearby construction loan lenders

To protect your credit score, minimize unnecessary inquiries. Easily attain preapproval for your land loan without needing to provide your social security number or any sensitive personal information.

You might qualify for 100% LTV financing if you utilize additional property as security under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in the zip codes 56401, making it easier to find location-specific financial solutions.



Brainerd Construction Loan Lenders

  • Brainerd BN Credit Union
  • 804 Laurel Street, Suite 101, Brainerd, MN, 56401
  • Lends in Minnesota
  • Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.

  • RiverWood Bank
  • 14540 Dellwood Drive, Baxter, MN, 56425
  • Lends in Minnesota
  • RiverWood Bank is a network of community banks located in nine communities in Northern and Central Minnesota, including the cities of: Bagley, Baudette, Baxter, Benson, Bemidji, Big Lake, Crosslake, Monticello, and Morris. Our Mission is to Empowering employee-owners to exceed customer expectations.

  • Deerwood Bank
  • 14986 Lynwood Drive, Baxter, MN, 56425
  • Lends in Minnesota
  • We are committed to providing the best in financial products and services, and will search for creative solutions to your needs. Our flexibility and responsiveness to your requests allow us to tailor our services to meet your unique needs and to provide you with the best banking services available.

  • Pine Country Bank
  • 1201 1st Avenue Ne, Little Falls, MN, 56345
  • Lends in Minnesota
  • Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.

  • Woodlands National Bank
  • 424 Main Street, Onamia, MN, 56359
  • Lends in Minnesota
  • We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.

  • Falcon National Bank
  • 183 Cedar Drive, Foley, MN, 56329
  • Lends in Minnesota
  • At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.

  • Grand Timber Bank
  • 204 North Maddy Street, McGregor, MN, 55760
  • Lends in Minnesota
  • A local, community bank is important to the area. All financial decisions are made by people who live and work in the community, understanding its needs. Originally located in the northern portion of the bowling alley building, the bank grew and a narrow addition was added to the north connecting it to the former Iverson garage building.

  • BankVista
  • 125 Twin Rivers Court, Sartell, MN, 56377
  • Lends in Minnesota
  • BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.

  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Lends in Minnesota
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.