2026 Construction Loan Lenders for Bayport, Minnesota

Lendersa® compiles a list of construction loan lenders in Bayport, MN, featuring regional banks, national lenders, and local hard money lenders utilizing private funds for your ground-up construction or major rehab projects.

In Bayport, MN, costs for constructing a 2,000 square foot home vary from $187,571 for basic work to $343,740 for more elaborate designs. Interest rates and construction loan terms differ based on borrowers' financial details, loan-to-value (LTV), after-repair value (ARV), and the chosen lender type.

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The comprehensive AI technology of Lendersa® instantly handles all your construction financing needs by matching your loan requests with hundreds of construction lenders. Now, explore optimal construction rates to fund ground-up projects, flip-and-fix undertakings, or major rehabs on both residential and commercial properties in MN.

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To maintain a good credit score, it's prudent to avoid unnecessary inquiries. Preapprovals for your land loan are possible without the need to disclose your social security number or other sensitive financial data.

If willing to use other properties as security, you may be eligible for 100% LTV (Loan to Value) financing under a blanket loan arrangement.

Use the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 55003.



Bayport Construction Loan Lenders

  • First State Bank and Trust
  • 950 Highway 95 North, Bayport, MN, 55003
  • Lends in Minnesota
  • First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.

  • Lake Elmo Bank
  • 11465 39th Street N, Lake Elmo, MN, 55042
  • Lends in Minnesota
  • Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.

  • Platinum Bank
  • 7667 Tenth Street North, Oakdale, MN, 55128
  • Lends in Minnesota
  • We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.

  • Boundary Waters Bank
  • 2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
  • Lends in Minnesota
  • BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.

  • Associated Healthcare Credit Union
  • 6789 Upper Afton Road, Woodbury, MN, 55125
  • Lends in Minnesota
  • AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.

  • Premier Banks
  • 2866 White Bear Avenue, Saint Paul, MN, 55109
  • Lends in Minnesota
  • Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.

  • City & County Credit Union
  • 144 11th Street East, Saint Paul, MN, 55101
  • Lends in Minnesota
  • At City & County Credit Union, we work relentlessly as a not-for-profit financial cooperative to provide the best for our members, employees and community. Guided and owned by our members, we offer financial accounts and tools that make our members'​ financial lives less stressful.

  • Insight Commercial Capital
  • 445 Minnesota St, Suite 1550, Saint Paul, MN, 55101
  • Lends in Minnesota
  • As hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client. We often provide funding in only a few days for hard money loans in Saint Paul and throughout Minnesota.hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client.