16 Construction Loan Lenders with AI in Buffalo, Minnesota 2026

Lendersa® provides a comprehensive list of construction loan lenders available in Buffalo, MN, covering regional banks, national lenders, and local hard money lenders. These lenders support projects like ground-up construction or substantial renovations using private funds.

For a 2,000 square-foot home in Buffalo, MN, construction costs range from $188,825 for simple builds to $344,994 for more luxurious designs. Variables such as borrowers' finances, LTV, ARV, and chosen lender influence the interest rates and loan terms available.

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With Lendersa® AI technology, match your loan request with hundreds of construction lenders to satisfy all financing needs. Discover optimal construction rates for projects like ground-up builds, fix-and-flip, or major renovations on both residential and commercial properties in MN.

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Prevent unnecessary inquiries to maintain your credit score. Get land loan preapproval without giving your social security number or sensitive info.

You might be eligible for 100% LTV financing by pledging additional property as collateral under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate lenders offering vacant land loans in the zip codes 55313.



  • First Community Credit Union
  • 111 9th Street SW, Jamestown, ND, 58401
  • Lends in Minnesota
  • Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.

  • Prime Security Bank
  • 201 Main Street North, Karlstad, MN, 56732
  • Lends in Minnesota
  • Prime Security Bank has provided its customers with high quality service since 1925. Since our inception, business and personal customers have appreciated the differences we offer that are not commonly available from the large banks. We know our customers as friends and neighbors. We work for you and make decisions at a local level.

  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • Lends in Minnesota
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest

  • Thrivent Federal Credit Union
  • PO Box 8920, Appleton, WI, 54912
  • Lends in Minnesota
  • Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.

  • Border Bank
  • 202 Main Street, Badger, MN, 56714
  • Lends in Minnesota
  • Border Bank has proudly served residents and businesses providing friendly, personalized service that is focused on its customers. The bank has ten locations across Minnesota and North Dakota to serve its customers Badger, Baudette, Clearbrook, Coon Rapids, Fargo, Greenbush, International Falls, Middle River, Roseau, and Thief River Falls.

  • United Valley Bank
  • 211 Division Ave S, Cavalier, ND, 58220
  • Lends in Minnesota
  • Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.

  • GATE CITY BANK
  • 304 E Rosser Ave, Bismarck, ND, 58501
  • Lends in Minnesota
  • Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.

  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Lends in Minnesota
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.

  • Homeside Financial, LLC
  • 3400 Club Drive, Naperville, IL, 60564
  • Lends in Minnesota
  • Homeside currently staffs 500+ employees and has over 30 branches throughout the country. Homeside continued their YoY record-breaking streak for production in 2019 with $2B in total volume. By having operation centers throughout the Northeastern and Southeastern United States, Homeside provides an unparalleled, modern mortgage .