409 Construction Loan Lenders with AI in Elk-River, Minnesota 2025

Lendersa® provides a list of construction loan providers in Elk-River, MN, including regional banks, national financial institutions, and local hard money lenders that offer private funds for new construction or major upgrades.

For a 2,000 square-foot home in Elk-River, MN, cost estimates start at $189,100 for basic construction and can reach $345,269 for more elaborate work. Factors such as borrower financials, LTV, ARV, and lender type influence the interest rates and terms of construction loans.

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Advanced construction loan calculator

Lendersa®'s AI helps you achieve your construction financing goals by matching your loan request with numerous lenders instantly. Discover great rates for construction for ground-up, fix-and-flip, or extensive renovations on both residential and commercial sites in MN.

Find construction lenders near you

Minimizing inquiries is key to protecting your credit score. Obtain land loan pre-approval without revealing your social security number or other sensitive information.

Consider 100% LTV financing by using additional property as collateral under a blanket loan agreement.

Use the Lendersa® calculator to identify vacant land loan providers in specified zip codes 55330.



  • Border Bank
  • 202 Main Street, Badger, MN, 56714
  • Border Bank has proudly served residents and businesses providing friendly, personalized service that is focused on its customers. The bank has ten locations across Minnesota and North Dakota to serve its customers Badger, Baudette, Clearbrook, Coon Rapids, Fargo, Greenbush, International Falls, Middle River, Roseau, and Thief River Falls.
  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest
  • United Valley Bank
  • 211 Division Ave S, Cavalier, ND, 58220
  • Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.
  • GATE CITY BANK
  • 304 E Rosser Ave, Bismarck, ND, 58501
  • Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.
  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
  • Homeside Financial, LLC
  • 3400 Club Drive, Naperville, IL, 60564
  • Homeside currently staffs 500+ employees and has over 30 branches throughout the country. Homeside continued their YoY record-breaking streak for production in 2019 with $2B in total volume. By having operation centers throughout the Northeastern and Southeastern United States, Homeside provides an unparalleled, modern mortgage .
  • Oak Leaf Community Mortgage
  • 24252 W. Main Street, Plainfield, IL, 60544
  • We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.
  • Blue Giant Finance LLC
  • 1629 N LINDER AVE, Chicago, IL, 60639
  • Blue Giant Finance LLC is a private base lending company. Established in 2022, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Blue Giant Finance Llc wants to connect with investors, business individuals, and real estate agents who can benefit from our funding.
  • CIBC Bank USA
  • 120 South LaSalle Street, Chicago, IL, 60603
  • The PrivateBank is now CIBC. We’ve changed our name, but we’re still the same team you trust. Ensure you don’t miss company news and career opportunities by connecting with us on our new CIBC US page. A link can be found on our latest post. CIBC U.S. provides tailored commercial, wealth management, personal