32 Construction Loan Lenders in Ham-Lake, Minnesota in 2026

Lendersa® presents an extensive list of construction loan lenders in Ham-Lake, MN, featuring regional banks, national institutions, and local hard money lenders. These lenders offer private money solutions perfect for ground-up construction or significant renovations.

In Ham-Lake, MN, constructing a 2,000 square-foot home entails costs from $188,803 for basic builds to $344,972 for more luxurious projects. Loan terms and interest rates change based on the borrower's financial status, LTV, ARV, and selected lender.

Check offers from 100 lenders

Utilize the construction loan calculator

Lendersa®'s AI technology precisely matches your loan requests with numerous construction lenders to meet your financial needs. Discover excellent construction rates for projects like new builds or major rehabs for residential and commercial properties in MN.

Seek construction lenders nearby

Protect your credit score by minimizing unnecessary inquiries. Secure pre-approval for land loans without needing to provide your social security number or sensitive data.

You could qualify for 100% LTV financing by using additional property as collateral with a blanket loan agreement.

Leverage the Lendersa® land loan calculator to identify lenders for vacant land loans within zip codes 55304.



Ham-Lake Construction Loan Lenders

  • Village Bank
  • 18770 Highway 65 Northeast, East Bethel, MN, 55011
  • Lends in Minnesota
  • Village Bank is a community bank that is family-owned and operated. The primary focus of Village Bank is always on customer service and satisfaction. We not only offer the latest in banking products and services, but also employees that back them up. Our staff is committed to meeting the individual needs of customers

  • Homes For Heroes
  • 9201 West Broadway Ave, Suite 615, Minneapolis, MN, 55445
  • Lends in Minnesota
  • Homes for Heroes, Inc., has helped over 51, 000 heroes save over $91 million on their real estate transactions, sold over $12 billion in real estate to heroes, actively partnered with more than 4, 200 like-minded real estate and mortgage professionals who’ve joined in the mission, and donated over $1 million to heroes.

  • First State Bank of Wyoming
  • 26741 Felton, Wyoming, MN, 55092
  • Lends in Minnesota
  • First State Bank of Wyoming is a family owned community bank that has proudly served Wyoming, Minnesota and the surrounding community since 1914. We pride ourselves on providing excellent customer service and commitment to relationships, as well as providing a wide array of financial services tailored to best fit your banking needs.

  • Oak Grove Financial
  • 11325 Red Fox Drive, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Oak Grove Financial is a financial intermediary and commercial real estate mortgage banker that specializes in arranging and negotiating custom debt solutions for owners, operators and developers of commercial real estate located in the US. Our professional staff specialize in delivering customized financing for multifamily, senior housing.

  • Hmong TC Mortgage Inc
  • 6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429
  • Lends in Minnesota
  • Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.

  • MORTGAGE CAPITAL
  • 9473 Garland Lane N, Maple Grove, MN, 55311
  • Lends in Minnesota
  • Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..

  • Equity Source Mortgage
  • 13606 Birch Rd, Rogers, MN, 55374
  • Lends in Minnesota
  • At Equity Source Mortgage (NMLS #295556) we sit on your side of the table. We know the costs – whether you are buying a home for the first time or refinancing an existing mortgage, we share our deep knowledge of the industry from the very first meeting. We are a team that is customer-centric, experienced

  • ExactLenders LLC
  • 56200 Trenton Ln, Plymouth, MN, 55442
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • The Bank of Elk River
  • 630 Main Street, Elk River, MN, 55330
  • Lends in Minnesota
  • The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.

  • Northeast Bank
  • 77 Broadway Street Northeast, Minneapolis, MN, 55413
  • Lends in Minnesota
  • Northeast Bank is a locally-owned community bank with offices in Northeast Minneapolis, New Brighton and Coon Rapids, MN focused on serving small to medium businesses. At Northeast Bank, we partner to meet community needs. Local businesses are important to us and our community – that is why we go to great lengths to help them grow.