407 Construction Loan Lenders with AI in Hutchinson, Minnesota 2025

Lendersa® compiles a comprehensive list of construction loan lenders in Hutchinson, MN, featuring regional banks, national lending bodies, and local hard money lenders utilizing private funds. These lenders cater to ground-up construction needs or major renovations, offering adaptable financing solutions shaped to various project requirements.

In Hutchinson, MN, lenders assess the cost for constructing a 2,000-square-foot home, ranging from $188,726 for basic construction to $344,895 for more luxurious builds. The interest rates and terms of construction loans vary, influenced by the borrower's financial stability, the loan-to-value (LTV) ratio, after-repair value (ARV), and the preferred lender type.

Review loan offers from 100 lenders to select the best option for your construction needs.

Introducing the advanced construction loan calculator

Lendersa®'s AI technology is designed to match your loan request instantly with a vast selection of construction lenders. This ensures all your financing needs are comprehensively addressed. Discover optimal construction rates for funding projects, including ground-up builds, fix-and-flip scenarios, or substantial rehabs on residential and commercial properties within MN. This advanced tool streamlines the process, helping you find the best financial solutions efficiently.

Finding construction loan lenders close to you

Protect your credit score by avoiding unnecessary inquiries. Preapproval for your land loan can be obtained without divulging your social security number or other sensitive financial information, maintaining your privacy and security throughout the application process.

If you're prepared to pledge additional property as collateral—a strategy known as a blanket loan—you might qualify for 100% LTV financing. This method allows for better leverage of your existing assets.

Use the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 55350, optimizing your search to align with both your geographical and financial preferences.



  • Brainerd BN Credit Union
  • 804 Laurel Street, Suite 101, Brainerd, MN, 56401
  • Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.
  • FIRST STATE BANK SOUTHWEST
  • 1433 Oxford Street, Worthington, MN, 56187
  • At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers. The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
  • Lending Company, L.L.C.
  • 1716 Hill Ave, Spirit Lake, IA, 51360
  • Lending Company, L.L.C. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • First Security Bank
  • 316 Byron Avenue North, Byron, MN, 55920
  • First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
  • Olmsted National Bank
  • 975 34th Avenue NW, Rochester, MN, 55901
  • ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.
  • Sterling State Bank
  • 4200 Badger Hills Dr NW, Rochester, MN, 55901
  • Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.
  • First Farmers & Merchants Bank
  • 128 N Main St, Austin, MN, 55912
  • We strive to be recognized as the financial institution of choice in all of the communities we serve.We continue to be a premier community bank focusing on agricultural & small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work. We strive to exceed our customers’ expectations
  • MCT Financial
  • 3240 East River Road, Rochester, MN, 55906
  • At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!