407 Construction Loan Lenders with AI in Owatonna, Minnesota 2025

Lendersa® offers an extensive catalog of construction loan lenders in Owatonna, MN, including regional banks, national financing institutions, and local hard money lenders employing private capital. These lenders are equipped to support your ground-up construction projects or major renovation endeavors, providing diverse financial solutions tailored to different project scales.

Lenders in Owatonna, MN, estimate the construction cost for a 2,000-square-foot home, starting from $189,133 for basic construction and reaching up to $345,302 for more elaborate designs. The interest rates and terms for these construction loans vary, contingent on factors such as the borrower's financial details, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender selected. Each of these factors influences the final construction loan structure.

Evaluate offers from 100 different lenders to secure the best possible financing option for your project needs.

Discover the unparalleled construction loan calculator

With Lendersa® AI technology, your loan request is automatically matched with a vast array of construction lenders, ensuring all your financing requirements are covered. This advancement allows you to find optimal construction rates for funding diverse projects from new builds to fix-and-flip ventures, or extensive renovations across both residential and commercial sectors in MN. It simplifies the financial planning needed to bring your constructions to life.

Identify construction loan providers near you

By minimizing unnecessary inquiries, you protect your credit score. Gain preapproval for your land loan without needing to supply your social security number or any sensitive financial data. This approach maintains privacy and eases the loan application process.

To expedite your financial plans, you could potentially qualify for 100% LTV financing, provided you pledge additional property as collateral, otherwise known as a blanket loan. This scenario maximizes financial utility by leveraging additional assets.

Take advantage of the Lendersa® land loan calculator to pinpoint available vacant land loan lenders within zip codes 55060. This strategic tool aids in focusing your search, connecting you with lenders suited to both your financial requirements and geographical needs.



  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
  • Peak Asset Lending
  • 11289 Strang Line Rd, Lenexa, KS, 66215
  • Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA. With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip
  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.
  • United Valley Bank
  • 211 Division Ave S, Cavalier, ND, 58220
  • Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
  • GATE CITY BANK
  • 304 E Rosser Ave, Bismarck, ND, 58501
  • Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.
  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.
  • Merchants Capital Corp
  • 410 Monon Blvd, Carmel, IN, 46032
  • Merchants Capital is a multifamily, affordable and healthcare lender offering a direct way to access fixed-rate, long-term, non-recourse financing via our bank, Merchants Bank, all with a single point of contact. We strive to provide the best origination and service of loan products with exceptional customer service, accuracy, creativity
  • First Western Bank & Trust
  • 900 S Broadway, Minot, ND, 58701
  • First Western Bank & Trust strives to be the premier bank and financial service provider in the communities we serve by building strong customer relationships, providing great customer service, offering diverse financial products and maintaining knowledgeable, friendly professional employees.